Middlesex County and Shirley Town property record for 46 Benjamin Rd, Shirley, MA 01464
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,476 sqft · built 2014 |
| Lot Size | 1.98 acres (86,332 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Jun 2021) |
| Tax Bill | $79 (2025) |
| Deeds & Mortgages | Apr 2021 Refinance Feb 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SHIR M:0033 B:000B L:003-1 |
| Primary APN | SHIR M:0033 B:000B L:003-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,476 sqft Living Area |
| Gross Area | 5,680 sqft |
| Basement Area | 2,476 sqft |
| Unfinished Basement | 2,476 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 86,332 sqft (1.98 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 46 BENJAMIN RD |
|---|---|
| City | SHIRLEY |
| State | MA |
| Zip | 01464-2600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | SHIRLEY |
| Legal Block | B |
| Legal Lot Number | 3-1 |
| Jurisdiction | SHIRLEY MA |
| Township / Civil Division | SHIRLEY |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 388200 |
Source: Middlesex County and Shirley Town records · APN SHIR M:0033 B:000B L:003-1
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 BENJAMIN RD, SHIRLEY, MA 01464-2600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY COOPERATIVE BANK |
| Feb 14, 2019 | Deed of Trust, Mortgage · Balloon Mortgage FIDELITY COOPERATIVE BANK |
| Jun 15, 2021 | Condominium Deed, Transfer · Stand-Alone First Mortgage EASTERN BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 2021 · Amount on Record |
| Deed Sale | Jun 15, 2021 · Amount on Record |
| Prior Sale | Aug 04, 2020 · Amount on Record |
| Deed Book / Page | 78016 / 306 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIRLEY MA |
| Property Address | 46 BENJAMIN RD, SHIRLEY, MA 01464-2600 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 077553-572 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 77553/572 |
| Instrument | 88529 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIRLEY MA |
| Property Address | 46 BENJAMIN RD, SHIRLEY, MA 01464-2600 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 072231-272 |
|---|---|
| Date | Feb 14, 2019 |
| Book Page | 72231/272 |
| Instrument | 19217 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2039 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | BELMONT MA |
| Recording Date | Jun 15, 2021 |
| Property Address | 46 BENJAMIN RD, SHIRLEY, MA 01464-2600 |
| Document Number | 078016-306 |
| Book / Page | 78016 / 306 |
| Instrument Date | Jun 15, 2021 |
| Instrument | 134842 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 48 BENJAMIN RD # 48, 48, BELMONT, MA 02478-2334 |
| Document Number | 0000134843 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 134843 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Jul 01, 2028 |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
Source: Middlesex County and Shirley Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Shirley Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $79.00 (-99%) | $615,000 (+5.54%) Land $140,700 Building $474,300 | $562,210 |
| 2024 | $7,907.00 (+4.74%) | $582,700 (+9.45%) Land $128,700 Building $454,000 | |
| 2023 | $7,549.00 | $532,400 Land $128,700 Building $403,700 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
Based on FCC filings for 163 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SHIRLEY WATER DISTRICT serves 4,165 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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