Meade County property record for 46 Belair Cir, Sturgis, SD 57785
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · built 2005 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,323 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01.39.01.07A |
| Primary APN | 01.39.01.07A |
|---|
| Bedrooms | 4 Beds |
|---|
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 15,682 sqft (0.36 acres) |
| Street Address | 46 BELAIR CIR |
|---|---|
| City | STURGIS |
| State | SD |
| Zip | 57785-2583 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VERNON HEIGHTS EST II TRACT A OF LOT 7 BLK 1 |
| Legal Range | 05 |
| Legal Township | 05 |
| Legal Section | 15 |
| Legal Subdivision | VERNON HEIGHTS EST II |
| Legal Tract | A |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | MEADE SD |
| Township / Civil Division | STURGIS |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 20402 |
46 Belair Cir is owned and occupied by an individual who acquired it in February 2008.
Source: Meade County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 BELAIR CIR, STURGIS, SD 57785-2583 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2008 |
| Deed Sale | Feb 1, 2008 |
| Deed Document Number | 2008455-CV |
| Deed Book / Page | 758 / 1472 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE SD |
| Property Address | 46 BELAIR CIR, STURGIS, SD 57785-2583 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00959/1605 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 959/1605 |
| Instrument | 22000400 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 1, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE SD |
| Property Address | 46 BELAIR CIR, STURGIS, SD 57785-2583 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 895/20 |
|---|---|
| Date | Oct 13, 2017 |
| Book Page | 895/20 |
| Instrument | 17006426 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2032 |
The 2025 property tax bill for 46 Belair Cir was $5,323, down 12.9% from the year before.
Source: Meade County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Meade County |
| Municipality | Sturgis City |
| Unified School District | Meade School District 46-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $411,806 (+3.83%) Land $34,320 Building $377,486 | $411,806 (+3.83%) Land $34,320 Building $377,486 | |
| 2025 | $5,323.00 (-12.94%) Additional exemption filed | $396,625 Land $34,320 Building $362,305 | $396,625 Land $34,320 Building $362,305 |
| 2024 | $6,114.00 | ||
| 2023 | $383,801 Land $28,600 Building $355,201 | ||
| 2022 | $5,275.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Belair Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Belair Cir is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 70% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STURGIS serves 7,020 people · EPA ID SD4600321 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Wisp West Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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