46 Bearskin Neck, Rockport, MA 01966 Property Records

Essex County and Rockport Town property record for 46 Bearskin Neck, Rockport, MA 01966

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	5 bd · 2 ba · 1,360 sqft · built 1920
Lot Size	0.021 acres (915 sqft)
Owner	Company Name on File
Last Sale	$479,000 (Aug 2019)
Tax Bill	$6,231 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`ROCK M:36 B:87`

Property Details

APN / Parcel Number

Primary APN	`ROCK M:36 B:87`
Alternative APNs	`RPRT M:36 B:87` `4271`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Units	2 Units
Stories	2 Stories
Building Area	1,360 sqft Total Area
Gross Area	1,470 sqft
1st Floor Area	708 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	915 sqft (0.021 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	4271
Street Address	46 BEARSKIN NCK
City	ROCKPORT
State	MA
Zip	01966-1639
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	GD
Legal Subdivision	BEARSKIN NECK
Legal Block	87
Legal Lot Number	87
Jurisdiction	ROCKPORT MA
Township / Civil Division	ROCKPORT
Census Block Group	3
Census Block	3002
Census Tract	220101

Owner

46 Bearskin Neck, a commercial property, is owned by a company that bought it in August 2019.

Source: Essex County and Rockport Town records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	59 LEONARD ST, BELMONT, MA 02478-2526
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Deed of Trust, Mortgage · Commercial Mortgage CAPE ANN SAVINGS BANK
Aug 23, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2019 · Amount on File
Deed Sale	Aug 23, 2019 · Amount on File
Prior Sale	Mar 10, 2006 · Amount on File
Deed Document Number	2019420
Deed Book / Page	37777 / 56
Prior Transfer Date	Aug 22, 2019
Prior Transfer Doc	2019082300
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKPORT MA
Property Address	46 BEARSKIN NCK, ROCKPORT, MA 01966-1639
Transaction Type	Mortgage
Record Updated	Mar 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041523-267
Date	Apr 18, 2023
Book Page	41523/267
Instrument	20230418002210

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCKPORT MA
Recording Date	Aug 23, 2019
Property Address	46 BEARSKIN NCK, ROCKPORT, MA 01966-1639
Document Number	37777-56
Book / Page	37777 / 56
Instrument Date	Aug 22, 2019
Instrument	20190823000420
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 LEONARD ST, BELMONT, MA 02478-2526

Mortgage

Document Number	190823000440
Date	Aug 23, 2019
Instrument	190823000440

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 46 Bearskin Neck was $6,231, up 13.1% from the year before.

Source: Essex County and Rockport Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rockport Town
Unified School District	Rockport School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,231.00 (+13.09%)	$711,300 (+8.69%) Land $556,700 Building $154,600
2024	$5,510.00 (+3.28%)	$654,400 (+15.68%) Land $508,800 Building $145,600
2023	$5,335.00	$565,700 Land $452,300 Building $113,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 46 Bearskin Neck in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 65 individual policies
Nearby Flood Policies	75 units insured incl. 10 condo units
Nearby Flood Claims	113 (1978–2022)
Claims Outside the SFHA	4 of 113
Most Recent Claim	Jan 2022 · tidal / storm surge
Claims by Event	Severe Winter Storm, Snowstorm, And Flooding, Feb 2013 · 11 claims Winter Coastal Storm, Dec 1992 · 8 claims Coastal Storm, Oct 1991 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Bearskin Neck is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKPORT WATER DEPT serves 10,000 people · EPA ID MA3252000
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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