Contra Costa County property record for 46 Bay Dr, Bay Point, CA 94565 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1978 |
| Square Footage | 1,480 sqft Living Area |
| Lot Size | 5,000 sqft (0.115 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $475,000 (2023) |
| Tax Bill | $6,229.00 (2025) |
| Primary APN | 098-052-017-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,480 sqft Living Area |
| 1st Floor | 1,480 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 5,000 sqft (0.115 acres) |
| Street Address | 46 BAY DR |
|---|---|
| City | BAY POINT |
| State | CA |
| Zip | 94565-1437 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SHORE ACRES #1 LOT 92 LESS M R |
| Legal Subdivision | SHORES ACRES 01 |
| Legal Lot Number | 92 |
| Jurisdiction | CONTRA COSTA CA |
| Minor Civil Division | ANTIOCH-PITTSBURG |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 314200 |
Source: Contra Costa County records · APN 098-052-017-5
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 BAY DR, BAY POINT, CA 94565-1437 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 12, 2023 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage OCMBC INC |
| Feb 16, 2023 | Trustee's Deed, Foreclosure · Commercial Mortgage BANK OF THE WEST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 12, 2023 · Amount on Record |
| Deed Sale | Oct 12, 2023 · Amount on Record |
| Prior Sale | Feb 16, 2023 · Amount on Record |
| Deed Doc Number | 2023100030 |
| Prior Transfer Date | Dec 14, 2004 |
| Prior Transfer Doc | 0000497009 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Oct 12, 2023 |
| Property Address | 46 BAY DR, BAY POINT, CA 94565-1437 |
| Document Number | 0000100030 |
| Map Reference | MB 43 PG 12 |
| Instrument Date | Sep 13, 2023 |
| Instrument | 2023-100030 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 46 BAY DR, BAY POINT, CA 94565-1437 |
| Document Number | 0000100031 |
|---|---|
| Date | Oct 12, 2023 |
| Instrument | 2023-100031 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Feb 16, 2023 |
| Property Address | 46 BAY DR, BAY POINT, CA 94565-1437 |
| Document Number | 0000014314 |
| Map Reference | MB 43 PG 12 |
| Instrument Date | Feb 10, 2023 |
| Instrument | 2023-014314 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 27, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2015 MANHATTAN BEACH BLVD STE 100, 100, REDONDO BEACH, CA 90278-1230 |
| Document Number | 0000018370 |
|---|---|
| Date | Feb 28, 2023 |
| Instrument | 2023-018370 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | SAN RAMON, CA 94583 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $494,190 (+2%) Land $332,928 Building $161,262 | |
| 2025 | $6,229.00 (+250.73%) | $484,500 (+404.7%) Land $326,400 Building $158,100 |
| 2023 | $1,776.00 (+0.57%) Homeowner's exemption | $95,997 Land $31,990 Building $64,007 |
| 2022 | $1,766.00 |
Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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