46 Barnes Rd, Oak Bluffs, MA 02557 Property Records

Dukes County and Oak Bluffs Town property record for 46 Barnes Rd, Oak Bluffs, MA 02557

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,353 sqft · built 1978
Lot Size	0.23 acres (10,038 sqft)
Owner	2 Individual Names on File
Last Sale	$341,000 (Feb 2015)
Tax Bill	$4,384 (2025)
Deeds & Mortgages	Jan 2021 Refinance May 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`OAKB M:0016 B:0073 L:002`

Property Details

APN / Parcel Number

Primary APN	`OAKB M:0016 B:0073 L:002`
Alternative APN	`5106`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,353 sqft Living Area
Gross Area	2,132 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,038 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	5106
Street Address	46 BARNES RD
City	OAK BLUFFS
State	MA
Zip	02557-6719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	OAK BLUFFS
Legal Block	73
Legal Lot Number	2
Jurisdiction	OAK BLUFFS MA
Township / Civil Division	OAK BLUFFS
Census Block Group	5
Census Block	5017
Census Tract	200200

Owner

46 Barnes Rd is owned by two individuals who bought it in February 2015.

Source: Dukes County and Oak Bluffs Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	60 SASSAMON AVE, MILTON, MA 02186-5818
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
May 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2015 · Amount on File
Deed Sale	Feb 20, 2015 · Amount on File
Prior Sale	May 9, 2011 · Amount on File
Deed Book / Page	1369 / 379
Transfer Doc	001369-379
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	46 BARNES RD, OAK BLUFFS, MA 02557-6719
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001561-583
Date	Jan 22, 2021
Book Page	1561/583
Instrument	202100000535

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	46 BARNES RD, OAK BLUFFS, MA 02557-6719
Transaction Type	Mortgage
Record Updated	Jun 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1528-958
Date	May 14, 2020
Book Page	1528/958
Instrument	2701

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 46 Barnes Rd was $4,384, up 2% from the year before.

Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Oak Bluffs Town
Elementary School District	Oak Bluffs School District (PK - 08)
Secondary School District	Martha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,384.00 (+2.05%)	$868,100 (+5.67%) Land $483,000 Building $385,100	$1,050,319
2024	$4,296.00 (+5.11%)	$821,500 (+6.14%) Land $438,900 Building $382,600
2023	$4,087.00	$774,000 Land $426,500 Building $347,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Barnes Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 46 Barnes Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK BLUFFS WATER DISTRICT serves 24,000 people · EPA ID MA4221000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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