Stafford County property record for 46 Baldwin Dr, Fredericksburg, VA 22406
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,918 sqft · built 1998 |
| Lot Size | 0.311 acres (13,565 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $377,500 (Apr 2007) |
| Tax Bill | $3,680 (2025) |
| Deeds & Mortgages | Jan 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 44L-8-103 |
| Primary APN | 44L-8-103 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,918 sqft Living Area |
| Basement Area | 952 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,565 sqft (0.311 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 170 sqft |
| Deck Area | 234 sqft |
| Patio Area | 234 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 26811 |
|---|---|
| Old Parcel Number | 044L 8 103 |
| Street Address | 46 BALDWIN DR |
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22406-6264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1- SUBURB RES |
| Legal Description | LOT 103 SEC 8 13565 SQFT CARDINAL FOREST |
| Legal Subdivision | CARDINAL FOREST |
| Legal Lot Number | 103 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | HARTWOOD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10305 |
Source: Stafford County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 46 BALDWIN DR, FREDERICKSBURG, VA 22406-6264 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2007 · Amount on Record |
| Deed Sale | Apr 20, 2007 · Amount on Record |
| Prior Sale | Apr 20, 2007 · Amount on Record |
| Deed Document Number | 70009488 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 46 BALDWIN DR, FREDERICKSBURG, VA 22406-6264 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0210002032 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 210002032 |
| Name | VIRGINIA CREDIT UNION INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
Source: Stafford County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,680.00 (+8.78%) | $392,900 (+9.75%) Land $130,000 Building $262,900 | $392,900 (+9.75%) Land $130,000 Building $262,900 |
| 2023 | $3,383.00 (+19.96%) | $358,000 Land $125,000 Building $233,000 | $358,000 Land $125,000 Building $233,000 |
| 2021 | $2,820.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
May also be available: Verizon, Xfinity.
5G (outdoors only) and 4G LTE
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