46 Baird St, Rochester, NY 14621 Property Records

Monroe County and Rochester City property record for 46 Baird St, Rochester, NY 14621

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,260 sqft · built 1950
Lot Size	0.12 acres (5,236 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Dec 2025)
Tax Bill	$1,229 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`073250-00.0`

Property Details

APN / Parcel Number

Primary APN	`073250-00.0`
Alternative APNs	`140009158000020140000000` `261400 091.58-2-14`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	924 sqft
Upper Floors Area	336 sqft
Game Room	Game Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	5,236 sqft (0.12 acres)
Lot Dimensions	130 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	073250-00.0
Street Address	46 BAIRD ST
City	ROCHESTER
State	NY
Zip	14621-2647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Description	0081.00 406 22 00000 9 GAVENS SUB
Legal Subdivision	AUGUST OWENS SUBDIVISION
Legal Block	2
Legal Lot Number	14.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2003
Census Tract	8100

Owner

Source: Monroe County and Rochester City records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	168 SEWARD ST, ROCHESTER, NY 14608-2644
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Deed of Trust, Mortgage · Line of Credit ESL FCU
Dec 9, 2025	Warranty Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP
Nov 17, 2017	Deed of Trust, Mortgage · Line of Credit ESL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2025 · Amount on Record
Deed Sale	Dec 9, 2025 · Amount on Record
Prior Sale	Nov 10, 1998 · Amount on Record
Deed Document Number	20253363033
Deed Book / Page	13152 / 669
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	46 BAIRD ST, ROCHESTER, NY 14621-2647
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000468
Date	Sep 7, 2022
Book Page	30048/82
Instrument	202209070468

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	15.9%
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Dec 9, 2025
Property Address	46 BAIRD ST, ROCHESTER, NY 14621-2647
Document Number	202503363033
Book / Page	13152 / 669
Map Reference	LB 56 PG 18
Instrument Date	Nov 15, 2025
Instrument	202503363033
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	EVOLUTION TITLE AGENCY, REVOLUTION TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46 BAIRD ST, ROCHESTER, NY 14621-2647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 BAIRD ST, ROCHESTER, NY 14621-2647

Mortgage

Document Number	202503363034
Date	Dec 9, 2025
Instrument	202503363034

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	46 BAIRD ST, ROCHESTER, NY 14621-2647
Document Number	0000000572
Book / Page	027416 / 000378
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 BAIRD ST ROCHESTER NY 146212647, ROCHESTER, NY 14621-2647

Mortgage

Document Number	0000000572
Date	Nov 30, 2017
Book Page	027416/000378
Instrument	572

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 29, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,229.00 (+8.66%)
2025	$1,131.00 (-6.45%)	$129,200 (-) Land $11,000 Building $118,200	$129,200 (-) Land $11,000 Building $118,200
2024	$1,209.00	$129,200 (+88.61%) Land $11,000 Building $118,200	$129,200 (+56.55%) Land $11,000 Building $118,200
2023		$68,500 Land $6,000 Building $62,500	$82,530 Land $7,229 Building $75,301

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance.

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