Essex County and Methuen City property record for 46 Ayer St, Methuen, MA 01844
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,712 sqft · built 1880 |
| Lot Size | 0.496 acres (21,619 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $399,000 (Oct 2018) |
| Tax Bill | $5,340 (2026) |
| Deeds & Mortgages | Aug 2025 Line of Credit Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10238 |
| Primary APN | 10238 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,712 sqft Living Area |
| Gross Area | 2,894 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,619 sqft (0.496 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 10238 |
|---|---|
| Street Address | 46 AYER ST |
| City | METHUEN |
| State | MA |
| Zip | 01844-6101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Block | 109T |
| Legal Lot Number | 5 |
| Jurisdiction | METHUEN MA |
| Township / Civil Division | METHUEN TOWN |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 252601 |
46 Ayer St is owned and occupied by two individuals who bought it in October 2018.
Source: Essex County and Methuen City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 AYER ST, METHUEN, MA 01844-6101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2025 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Feb 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage NEW ENGLAND REGIONAL MORTGAGE CORP |
| Oct 1, 2018 | Quit Claim Deed, Transfer NE REGIONAL MTG CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2018 · Amount on File |
| Deed Sale | Oct 1, 2018 · Amount on File |
| Prior Sale | Apr 26, 2013 · Amount on File |
| Deed Book / Page | 15635 / 254 |
| Transfer Doc | 015635-254 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | METHUEN MA |
| Property Address | 46 AYER ST, METHUEN, MA 01844-6101 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0018349-79 |
|---|---|
| Date | Aug 5, 2025 |
| Book Page | 18349/79 |
| Instrument | 13186 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | METHUEN MA |
| Property Address | 46 AYER ST, METHUEN, MA 01844-6101 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16201-210 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 16201/210 |
| Instrument | 4527 |
| Name | NEW ENGLAND REGIONAL MORTGAGE CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | METHUEN MA |
| Recording Date | Oct 1, 2018 |
| Property Address | 46 AYER ST, METHUEN, MA 01844-6101 |
| Document Number | 15635-254 |
| Book / Page | 15635 / 254 |
| Instrument | 24079 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37.93 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 156350256 |
|---|---|
| Date | Oct 1, 2018 |
| Instrument | 15635/0256 |
| Name | NE REGIONAL MTG CORP |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 1, 2048 |
The 2026 property tax bill for 46 Ayer St was $5,340, up 6.5% from the year before.
Source: Essex County and Methuen City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Methuen City |
| Unified School District | Methuen School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,340.00 (+6.5%) | $513,500 (+8.36%) Land $251,400 Building $262,100 | $589,042 (+1.7%) |
| 2025 | $5,014.00 (+1.97%) | $473,900 (+4.66%) Land $241,600 Building $232,300 | $579,215 |
| 2024 | $4,917.00 (+5.74%) | $452,800 (+13.94%) Land $220,400 Building $232,400 | |
| 2023 | $4,650.00 | $397,400 Land $195,900 Building $201,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Ayer St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Ayer St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | METHUEN WATER DEPT serves 53,059 people · EPA ID MA3181000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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