46 Avenel Pl, Fort Thomas, KY 41075 Property Records

Campbell County property record for 46 Avenel Pl, Fort Thomas, KY 41075

Property Summary

Property TypeSingle Family Home
Details3,070 sqft · built 1929
Lot Size0.223 acres (9,750 sqft)
OwnerIndividual Name on File
Last Sale$690,000 (Jul 2019)
Tax Bill$2,546 (2025)
Deeds & MortgagesMay 2021 Mortgage
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN999-99-15-586.00

Property Details

APN / Parcel Number

Primary APN999-99-15-586.00

Interior

Stories2 Stories
Building Area3,070 sqft Living Area

Exterior

Year BuiltBuilt 1929
Exterior MaterialCombination
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,750 sqft
Lot Dimensions150 ft deep x 65 ft wide
TerrainCombination
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number9999915586.00
Street Address46 AVENEL PL
CityFORT THOMAS
StateKY
Zip41075-1813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 18 AVENEL PL 65 X 150 IRREG
Legal SubdivisionAVENEL FT THOMAS
Legal Lot Number18
JurisdictionCAMPBELL KY
Township / Civil DivisionNEWPORT-FORT THOMAS
Census Block Group1
Census Block1007
Census Tract52302

Owner

46 Avenel Pl is owned and occupied by an individual who bought it in July 2019.

Source: Campbell County records, as of March 6, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address46 AVENEL PL, FORT THOMAS, KY 41075-1813
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
TRIUMPH MORTGAGE
Jun 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Jul 8, 2019Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2019 · Amount on File
Deed SaleJul 8, 2019 · Amount on File
Prior SaleJan 20, 2000 · Amount on File
Deed Document Number5093881
Deed Book / PageD804 / 357
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address46 AVENEL PL, FORT THOMAS, KY 41075-1813
Transaction TypeMortgage
Record UpdatedJan 8, 2024
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005132340
DateMay 18, 2021
Book PageM2286/511
Instrument5132340
Lender
NameTRIUMPH MORTGAGE
TypeMortgage Company
AddressCOLLIERVILLE, TN 38017
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueJun 1, 2041

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address46 AVENEL PL, FORT THOMAS, KY 41075-1813
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyHIGH STREET TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005111755
DateJun 19, 2020
Book PageM2227/882
Instrument5111755
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAMPBELL KY
Recording DateJul 8, 2019
Property Address46 AVENEL PL, FORT THOMAS, KY 41075-1813
Document Number0005093881
Book / PageD804 / 357
Map ReferenceMB 8 PG 49
Instrument DateJun 25, 2019
Instrument5093881
Transaction TypeTransfer
Record UpdatedJan 17, 2022
Title CompanySPRINGDALE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$690.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address524 SOUTH, 524, FORT THOMAS, KY 41075

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address46 AVENEL PL, FORT THOMAS, KY 41075-1813

Mortgage

Document Number0005093883
DateJul 8, 2019
Instrument5093883
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 46 Avenel Pl was $2,546.

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyCampbell County
MunicipalityFort Thomas City
Unified School DistrictFort Thomas Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,546.00$690,000 Land $40,000 Building $650,000$690,000 Land $40,000 Building $650,000
2023$2,725.00 (-2.47%)$690,000 (-) Land $40,000 Building $650,000$690,000 (-) Land $40,000 Building $650,000
2022$2,794.00$690,000 Land $40,000 Building $650,000$690,000 Land $40,000 Building $650,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Avenel Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1978)
Most Recent ClaimDec 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Avenel Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 92% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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