46 Atkinson Ln, Sudbury, MA 01776 Property Records

Middlesex County and Sudbury Town property record for 46 Atkinson Ln, Sudbury, MA 01776

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,638 sqft · built 1987
Lot Size	0.925 acres (40,276 sqft)
Owner	2 Individual Names on File
Last Sale	$1,220,500 (Nov 2020)
Tax Bill	$24,766 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SUDB G-05-00789`

Property Details

APN / Parcel Number

Primary APN	`SUDB G-05-00789`
Alternative APN	`G=05=00789`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,638 sqft Living Area
Gross Area	8,634 sqft
Basement Area	1,351 sqft
Unfinished Basement	1,351 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,276 sqft (0.925 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	46 ATKINSON LN
City	SUDBURY
State	MA
Zip	01776-1939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Subdivision	PLAN 9164X
Jurisdiction	SUDBURY MA
Township / Civil Division	SUDBURY
Census Block Group	4
Census Block	4011
Census Tract	365201

Owner

46 Atkinson Ln is owned and occupied by two individuals who bought it in November 2020.

Source: Middlesex County and Sudbury Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 ATKINSON LN, SUDBURY, MA 01776-1939
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Quit Claim Deed, Transfer WASHINGTON TR MTG
Jun 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jul 27, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2020 · Amount on File
Deed Sale	Nov 16, 2020 · Amount on File
Prior Sale	Oct 3, 1990 · Amount on File
Prior Transfer Date	Nov 5, 2020
Prior Transfer Doc	1860715
Record Updated	Oct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUDBURY MA
Recording Date	Nov 16, 2020
Property Address	46 ATKINSON LN, SUDBURY, MA 01776-1939
Document Number	0001860715
Instrument Date	Nov 5, 2020
Instrument	1860715
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,565.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 ATKINSON LN SUDBURY MA 017761939, SUDBURY, MA 01776-1939

Mortgage

Document Number	1860716
Date	Nov 16, 2020
Instrument	1860716

Lender

Name	WASHINGTON TR MTG
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Mortgage

Document Number	1860717,
Date	Nov 16, 2020
Instrument	1860717

Lender

Name	WASHINGTON TR CO

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUDBURY MA
Property Address	46 ATKINSON LN, SUDBURY, MA 01776-1939
Document Number	0000018006
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 ATKINSON LN SUDBURY MA 017761939, SUDBURY, MA 01776-1939

Mortgage

Document Number	0000018006
Date	Jul 16, 2019
Instrument	18006

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2049

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUDBURY MA
Property Address	46 ATKINSON LN, SUDBURY, MA 01776-1939
Document Number	0000011199
Instrument Date	Jul 27, 2018
Transaction Type	Mortgage
Record Updated	May 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 ATKINSON LN SUDBURY MA 017761939, SUDBURY, MA 01776-1939

Mortgage

Document Number	0000011199
Date	Apr 17, 2019
Instrument	11199

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 46 Atkinson Ln was $24,766, down 0.1% from the year before.

Source: Middlesex County and Sudbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Sudbury Town
Secondary School District	Lincoln-Sudbury School District (09 - 12)
Elementary School District	Sudbury School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$24,766.00 (-0.15%)	$1,735,500 (+2.44%) Land $561,000 Building $1,174,500	$1,738,799 (+13.51%)
2025	$24,802.00 (+3.97%)	$1,694,100 (+3.75%) Land $550,200 Building $1,143,900	$1,531,875 (+3.02%)
2024	$23,855.00 (+8.21%)	$1,632,800 (+16.8%) Land $534,000 Building $1,098,800	$1,486,940
2023	$22,045.00	$1,397,900 Land $476,900 Building $921,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Atkinson Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1978–2008)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Atkinson Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUDBURY WATER DISTRICT serves 18,416 people · EPA ID MA3288000
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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