Suffolk County and Smithtown Town property record for 46 Ashley Cir, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.01 acres (436 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (Dec 2009) |
| Tax Bill | $14,343 (2024) |
| Deeds & Mortgages | Jun 2022 Sale Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 118.1-1-46 |
| Primary APN | 473489 118.1-1-46 |
|---|---|
| Alternative APNs |
|
| Lot Area | 436 sqft (0.01 acres) |
|---|
| Street Address | 46 ASHLEY CIR |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-4644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3-97476 TC-52 SMITHTOWN TARA *803SEC 1 UNIT46 |
| Legal Subdivision | MAP SMITHTOWN TARA SECTION 1 |
| Legal Block | 1 |
| Legal Lot Number | 46 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 135208 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 ASHLEY CIR, COMMACK, NY 11725-4644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2022 | Deed, Transfer |
| Sep 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2009 · Amount on Record |
| Deed Sale | Dec 1, 2009 · Amount on Record |
| Prior Sale | Mar 3, 1994 · Amount on Record |
| Deed Book / Page | 12608 / 16 |
| Prior Transfer Date | Oct 13, 2005 |
| Prior Transfer Doc | 0124210000000779 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jun 15, 2022 |
| Property Address | 46 ASHLEY CIR, COMMACK, NY 11725-4644 |
| Document Number | 0131600474 |
| Book / Page | 13160 / 474 |
| Instrument Date | Mar 28, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 69 POLK AVE, EAST NORTHPORT, NY 11731-1145 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 46 ASHLEY CIR, COMMACK, NY 11725-4644 |
| Document Number | 0228610771 |
| Book / Page | 022861 / 000771 |
| Instrument Date | Sep 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 46 ASHLEY CIR COMMACK NY 117254644, COMMACK, NY 11725-4644 |
| Document Number | 0228610771 |
|---|---|
| Date | Oct 3, 2017 |
| Book Page | 022861/000771 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 2, 2047 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,200 (-) Land $400 Building $4,800 | $650,000 (+10,775.02%) Land $50,000 Building $600,000 | |
| 2024 | $14,343.00 | ||
| 2023 | $5,200 Land $400 Building $4,800 | $5,977 Land $460 Building $5,517 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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