46 Ascot Dr, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 46 Ascot Dr, Ocean, NJ 07712

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,573 sqft · built 1979
Lot Size	0.436 acres (19,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$749,000 (Jan 2023)
Tax Bill	$13,778 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-00037-16-00007`

Property Details

APN / Parcel Number

Primary APN	`37-00037-16-00007`
Alternative APNs	`3700037001600007` `3700037Q00007`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,573 sqft Living Area
1st Floor Area	1,453 sqft
Upper Floors Area	1,120 sqft
Basement Area	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	19,001 sqft (0.436 acres)
Lot Dimensions	152 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Pool Area	544 sqft
Porch	Open Porch
Deck Area	820 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	3700037Q00007
Street Address	46 ASCOT DR
City	OCEAN
State	NJ
Zip	07712-3202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF40
Legal Block	37.16
Legal Lot Number	7
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	1
Census Block	1007
Census Tract	806503

Owner

Source: Monmouth County and Ocean Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 ASCOT DR, OCEAN, NJ 07712-3202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · Line of Credit FIRST ATLANTIC FCU
Jan 25, 2023	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2023 · Amount on Record
Deed Sale	Jan 25, 2023 · Amount on Record
Prior Sale	Aug 15, 1994 · Amount on Record
Deed Document Number	20236005
Deed Book / Page	9632 / 895
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	46 ASCOT DR, OCEAN, NJ 07712-3202
Transaction Type	Mortgage
Record Updated	Apr 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096825698
Date	Mar 28, 2024
Book Page	9682/5698
Instrument	2024020562

Lender

Name	FIRST ATLANTIC FCU
Type	Credit Union
Address	EATONTOWN, NJ 07724

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 25, 2023
Property Address	46 ASCOT DR, OCEAN, NJ 07712-3202
Document Number	0096320895
Book / Page	9632 / 895
Instrument Date	Dec 9, 2022
Instrument	2023006005
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	TWO RIVERS TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,194.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11300 SW 3RD ST, PLANTATION, FL 33325-2904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 ASCOT DR, OCEAN, NJ 07712-3202

Mortgage

Document Number	0096320902
Date	Jan 25, 2023
Book Page	9632/902
Instrument	2023006006

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	46 ASCOT DR, OCEAN, NJ 07712-3202
Document Number	0000042039
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 ASCOT DR OCEAN NJ 077123202, OCEAN, NJ 07712-3202

Mortgage

Document Number	0000042039
Date	Apr 23, 2020
Book Page	009409/000979
Instrument	42039

Lender

Name	SANTANDER BK NA
Type	Bank
Address	READING, PA 19602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2050

Tax Assessment & Valuation

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,013,600 (-0.46%) Land $441,300 Building $572,300	$1,013,600 (-0.46%) Land $441,300 Building $572,300
2025	$13,778.00 (+13.7%)	$1,018,300 (+27.26%) Land $541,300 Building $477,000	$1,018,300 (+27.26%) Land $541,300 Building $477,000
2024	$12,118.00 (-10.22%)
2023		$800,200 Land $363,800 Building $436,400	$800,200 Land $363,800 Building $436,400
2022	$13,497.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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