46 Arch St, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 46 Arch St, Keene, NH 03431

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,162 sqft · built 2002
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Trust Names on File
Last Sale	$192,533 (Jan 2018)
Tax Bill	$9,490 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`KEEN M:559 L:27`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:559 L:27`
Alternative APN	`559027000000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,162 sqft Living Area
Gross Area	2,892 sqft
1st Floor Area	1,162 sqft
Basement Area	1,102 sqft
Unfinished Basement	1,102 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	559027000000000
Street Address	46 ARCH ST
City	KEENE
State	NH
Zip	03431-2237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Lot Number	27
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	2
Census Block	2013
Census Tract	971402

Owner

46 Arch St is owner-occupied and held in a trust since November 2025.

Source: Cheshire County and Keene City records, as of May 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	46 ARCH ST, KEENE, NH 03431-2237
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage MISSION RANCH LLC
Jun 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Nov 25, 2025	Warranty Deed, Transfer
Jan 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2018 · Amount on File
Deed Sale	Jan 30, 2018 · Amount on File
Prior Sale	Nov 4, 2015 · Amount on File
Deed Document Number	2018780
Deed Book / Page	3015 / 778
Last Transfer Date	Nov 21, 2025
Transfer Doc	003332-328
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEENE CITY NH
Recording Date	Apr 17, 2026
Property Address	46 ARCH ST, KEENE, NH 03431-2237
Document Number	03345-1046
Book / Page	3345 / 1046
Instrument Date	Apr 8, 2026
Instrument	20262712
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 ARCH ST, KEENE, NH 03431-2237

Mortgage

Document Number	0000002712,
Date	Apr 17, 2026
Book Page	3345/1046
Instrument	20262712

Lender

Name	MISSION RANCH LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEENE CITY NH
Property Address	46 ARCH ST, KEENE, NH 03431-2237
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03313-1191
Date	Jun 25, 2025
Book Page	3313/1191
Instrument	2504396

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KEENE CITY NH
Recording Date	Nov 25, 2025
Property Address	46 ARCH ST, KEENE, NH 03431-2237
Document Number	003332-328
Book / Page	3332 / 328
Instrument Date	Nov 21, 2025
Instrument	2509317
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 ARCH ST, KEENE, NH 03431-2237

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEENE CITY NH
Property Address	46 ARCH ST, KEENE, NH 03431-2237
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003198-284
Date	Jan 14, 2022
Book Page	3198/284
Instrument	2200481

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 46 Arch St was $9,490, up 4% from the year before.

Source: Cheshire County and Keene City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,490.00 (+4.01%)	$276,100 (+0.07%) Land $49,900 Building $226,200
2024	$9,124.00 (+18.66%)	$275,900 (+14.43%) Land $49,900 Building $226,000
2023	$7,689.00 (+2.78%)	$241,100 (-) Land $49,900 Building $191,200
2022	$7,481.00	$241,100 Land $49,900 Building $191,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 46 Arch St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Oct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Arch St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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