46 Amy Dr, Oswego, IL 60543 Property Records

Kendall County property record for 46 Amy Dr, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,564 sqft · built 1976
Lot Size0.572 acres (24,908 sqft)
Owner2 Company Names on File
Last Sale$325,000 (May 2021)
Tax Bill$8,236 (2024)
Deeds & MortgagesJan 2022 Transfer
May 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-27-402-015

Property Details

APN / Parcel Number

Primary APN03-27-402-015

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,564 sqft Living Area
Gross Area3,612 sqft
1st Floor Area1,564 sqft
Basement Area1,564 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Construction TypeFrame
Roof MaterialAsphalt
Lot Area24,908 sqft (0.572 acres)
Lot Dimensions216 ft deep x 68 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address46 AMY DR
CityOSWEGO
StateIL
Zip60543-9707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 7 RING-NECK SUB UNIT 3 SEC 27-37-8
Legal Range08E
Legal Township37N
Legal Section27
Legal SubdivisionRING-NECK SUB
Legal Lot Number7
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1016
Census Tract890105

Owner

Source: Kendall County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address46 AMY DR, OSWEGO, IL 60543-9707
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2022Intrafamily Transfer, Transfer
May 25, 2021Warranty Deed, Transfer · Conventional Mortgage
MUTUAL FEDERAL BANK
Sep 26, 2017Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 25, 2021 · Amount on File
Deed SaleMay 25, 2021 · Amount on File
Prior SaleAug 1, 1988 · Amount on File
Deed Document Number202113355
Prior Transfer DateDec 15, 2015
Prior Transfer Doc0000020186
Record UpdatedOct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENDALL IL
Recording DateJan 3, 2022
Property Address46 AMY DR, OSWEGO, IL 60543-9707
Document Number0000000074
Instrument DateDec 23, 2021
Instrument202200000074
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address46 AMY DR, OSWEGO, IL 60543-9707

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateMay 25, 2021
Property Address46 AMY DR, OSWEGO, IL 60543-9707
Document Number0000013355
Instrument DateMay 11, 2021
Instrument202100013355
Transaction TypeTransfer
Record UpdatedJun 8, 2021
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$325.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 AMY DR, OSWEGO, IL 60543-9707

Mortgage

Document Number0000013357
DateMay 25, 2021
Instrument202100013357
Lender
NameMUTUAL FEDERAL BANK
TypeBank
AddressCHICAGO, IL 60608
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051
Interest
Rate TypeFixed Rate

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateSep 26, 2017
Property Address46 AMY DR, OSWEGO, IL 60543-9707
Document Number0000015291
Instrument DateSep 25, 2017
Instrument15291
Transaction TypeTransfer
Record UpdatedOct 20, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

AmountAmount on Record
Tax$64.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1428 NW 25TH PL CAPE CORAL FL 339934853, CAPE CORAL, FL 33993-4853

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$122,162 (+36.58%) Land $31,051 Building $91,111$366,486 (+36.58%) Land $93,153 Building $273,333
2024$8,236.00
2022$89,441 Land $22,734 Building $66,707$268,323 Land $68,202 Building $200,121

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

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