46 Almendral Ave, Atherton, CA 94027 Property Records

San Mateo County property record for 46 Almendral Ave, Atherton, CA 94027

Property Summary

Property Type	Single Family Home
Details	5 bd · 7.5 ba · 10,138 sqft · built 2016
Lot Size	1 acres (43,747 sqft)
Owner	2 Company Names on Record
Last Sale	$3,299,000 (Dec 2011)
Tax Bill	$116,913 (2025)
Deeds & Mortgages	May 2023 Mortgage Jun 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`059-312-200`

Property Details

APN / Parcel Number

Primary APN	`059-312-200`

Interior

Bedrooms	5 Beds
Full Baths	7.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	10,138 sqft Living Area
1st Floor Area	3,562 sqft
2nd Floor Area	2,998 sqft
Basement Area	3,578 sqft
Finished Basement	3,578 sqft
Family Room	Family Room

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	43,747 sqft
Lot Dimensions	230 ft deep x 190 ft wide
Garage Area	662 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	46 ALMENDRAL AVE
City	ATHERTON
State	CA
Zip	94027-4002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1001A
Legal Description	LOT 21 BLOCK 2 ATHERTON PARK RSM 24/64 TOWN OF
Legal Subdivision	ATHERTON PARK
Legal Block	2
Legal Lot Number	21
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	4
Census Block	4010
Census Tract	611400

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	46 ALMENDRAL AVE, ATHERTON, CA 94027-4002
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA
Jun 9, 2022	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
May 3, 2017	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Sep 5, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 24, 2018	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2011 · Amount on Record
Deed Sale	Dec 20, 2011 · Amount on Record
Prior Sale	Mar 21, 2006 · Amount on Record
Deed Document Number	2011157701
Prior Transfer Date	Jul 21, 2006
Prior Transfer Doc	0000110799
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	46 ALMENDRAL AVE, ATHERTON, CA 94027-4002
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 ALMENDRAL AVE, ATHERTON, CA 94027-4002

Mortgage

Document Number	0000019843
Date	May 2, 2023
Instrument	2023-019843

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2063

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	46 ALMENDRAL AVE, ATHERTON, CA 94027-4002
Transaction Type	Mortgage
Record Updated	Jun 23, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 ALMENDRAL AVE, ATHERTON, CA 94027-4002

Mortgage

Document Number	0000046813
Date	Jun 9, 2022
Instrument	2022-046813

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	46 ALMENDRAL AVE, ATHERTON, CA 94027-4002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038406
Date	May 3, 2017
Instrument	2017-038406

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	10%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	46 ALMENDRAL AVE, ATHERTON, CA 94027-4002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069383
Date	Sep 5, 2018
Instrument	2018-069383

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 9, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	46 ALMENDRAL AVE, ATHERTON, CA 94027-4002
Document Number	0000041528
Instrument Date	May 24, 2018
Transaction Type	Mortgage
Record Updated	Jun 14, 2018
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	46 ALMENDRAL AVE ATHERTON CA 940274002, ATHERTON, CA 94027-4002

Mortgage

Document Number	0000041528
Date	May 30, 2018
Instrument	41528

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 29, 2048

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atherton Town
County	San Mateo County
Elementary School District	Redwood City Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$10,676,639 (+2%) Land $4,163,823 Building $6,512,816
2025	$116,913.00 (+2.79%)	$10,467,295 (+4.04%) Land $4,082,180 Building $6,385,115
2023	$113,744.00 (+4.95%)	$10,060,839 Land $3,923,665 Building $6,137,174
2022	$108,380.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1979–2019)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jan 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - BEAR GULCH private · serves 60,382 people · EPA ID CA4110006
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Etheric Networks.

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