Essex County and Topsfield Town property record for 46 Alderbrook Dr, Topsfield, MA 01983
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,317 sqft · built 1978 |
| Lot Size | 2.55 acres (111,078 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Mar 2017) |
| Tax Bill | $12,637 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Mar 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | TOPS M:0068 B:0015 L |
| Primary APN | TOPS M:0068 B:0015 L |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,317 sqft Living Area |
| Gross Area | 5,108 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 111,078 sqft (2.55 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 1930 |
|---|---|
| Street Address | 46 ALDERBROOK DR |
| City | TOPSFIELD |
| State | MA |
| Zip | 01983-2314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORA |
| Legal Subdivision | MEREDITH HILL |
| Legal Block | 15 |
| Jurisdiction | TOPSFIELD MA |
| Township / Civil Division | TOPSFIELD |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 214100 |
Source: Essex County and Topsfield Town records · APN TOPS M:0068 B:0015 L
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 ALDERBROOK DR, TOPSFIELD, MA 01983-2314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 25, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 25, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Mar 31, 2017 | Quit Claim Deed, Transfer CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 31, 2017 · Amount on Record |
| Deed Sale | Mar 31, 2017 · Amount on Record |
| Deed Book / Page | 35771 / 592 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Property Address | 46 ALDERBROOK DR, TOPSFIELD, MA 01983-2314 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042906-240 |
|---|---|
| Date | Aug 25, 2025 |
| Book Page | 42906/240 |
| Instrument | 20250825000240 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Property Address | 46 ALDERBROOK DR, TOPSFIELD, MA 01983-2314 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38365-505 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 38365/505 |
| Instrument | 20200325003210 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Recording Date | Mar 31, 2017 |
| Property Address | 46 ALDERBROOK DR, TOPSFIELD, MA 01983-2314 |
| Document Number | 35771-592 |
| Book / Page | 35771 / 592 |
| Instrument | 659 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.99 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 357710594 |
|---|---|
| Date | Mar 31, 2017 |
| Instrument | 35771/0594 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Mar 31, 2047 |
Source: Essex County and Topsfield Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Topsfield Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Topsfield School District (PK - 06) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,637.00 (+2.04%) | $843,000 (-) Land $443,900 Building $399,100 | $917,320 |
| 2024 | $12,384.00 (+6.99%) | $843,000 (+10.7%) Land $443,900 Building $399,100 | |
| 2023 | $11,575.00 | $761,500 Land $416,100 Building $345,400 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1996–2010) |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 33 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOPSFIELD WATER DEPARTMENT serves 5,435 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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