46 Acorn Dr, Elkton, MD 21921 Property Records

Cecil County property record for 46 Acorn Dr, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,553 sqft · built 1974
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$289,000 (Sep 2020)
Tax Bill	$3,035 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-028348`

Property Details

APN / Parcel Number

Primary APN	`03-028348`
Alternative APNs	`3028348` `028348`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,553 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	230 sqft
Deck Area	444 sqft
Shed	1 Shed
Shed Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	028348
Street Address	46 ACORN DR
City	ELKTON
State	MD
Zip	21921-3210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 8 - .55 ACRE 46 ACORN DRIVE TIMBERLAND ACRES
Legal Subdivision	TIMBERLAND ACRES
Legal Lot Number	8
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	1
Census Block	1007
Census Tract	30501

Owner

46 Acorn Dr is owned and occupied by two individuals who bought it in September 2020.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 ACORN DR, ELKTON, MD 21921-3210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · Line of Credit APG FCU
Sep 30, 2020	Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2020 · Amount on File
Deed Sale	Sep 30, 2020 · Amount on File
Prior Sale	Oct 6, 2004 · Amount on File
Deed Book / Page	4692 / 295
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	46 ACORN DR, ELKTON, MD 21921-3210
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 ACORN DR, ELKTON, MD 21921-3210

Mortgage

Document Number	0051410307
Date	Apr 7, 2022
Book Page	5141/307

Lender

Name	APG FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Sep 30, 2020
Property Address	46 ACORN DR, ELKTON, MD 21921-3210
Document Number	0046920295
Book / Page	4692 / 295
Map Reference	MB WAS 2 FO 21
Instrument Date	Sep 25, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LIBERTY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	46 ACORN DR, ELKTON, MD 21921-3210

Mortgage

Document Number	0004692303
Date	Sep 30, 2020
Instrument	4692/303

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 46 Acorn Dr was $3,035 with a homeowner's exemption.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,500	$333,100 Land $59,400 Building $273,700
2025	$3,035.00 Homeowner's exemption
2023	$2,126.00 Homeowner's exemption	$255,433	$285,700 Land $59,400 Building $226,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Acorn Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Acorn Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Acorn Dr

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