Bergen County and Emerson Borough property record for 46 Ackerman Ave, Emerson, NJ 07630
| Property Type | Single Family Home |
|---|---|
| Details | 1,028 sqft · built 1938 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $347,000 (Mar 2020) |
| Tax Bill | $9,169 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00601-0000-00004 |
| Primary APN | 14-00601-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,028 sqft Living Area |
| 1st Floor Area | 1,028 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Construction Type | Frame |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 017618 |
|---|---|
| Street Address | 46 ACKERMAN AVE |
| City | EMERSON |
| State | NJ |
| Zip | 07630-1702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 40X100 2LT |
| Legal Subdivision | LOTS/ETNA MAP 3 |
| Legal Block | 601 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EMERSON |
| Census Block Group | 6 |
| Census Block | 6020 |
| Census Tract | 14000 |
Source: Bergen County and Emerson Borough records · APN 14-00601-0000-00004
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 ACKERMAN AVE, EMERSON, NJ 07630-1702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BOND STREET MORTGAGE LLC |
| Mar 27, 2020 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 27, 2020 · Amount on Record |
| Deed Sale | Mar 27, 2020 · Amount on Record |
| Prior Sale | Mar 27, 2020 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 46 ACKERMAN AVE, EMERSON, NJ 07630-1702 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0044360932 |
|---|---|
| Date | Nov 01, 2021 |
| Book Page | 4436/932 |
| Instrument | 2021163376 |
| Name | BOND STREET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 07622 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 27, 2020 |
| Property Address | 46 ACKERMAN AVE, EMERSON, NJ 07630-1702 |
| Document Number | 0035550135 |
| Book / Page | 3555 / 135 |
| Instrument Date | Feb 10, 2020 |
| Instrument | 20-033879 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,081.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 265 N ERIE AVE, 265, LINDENHURST, NY 11757-3851 |
| Name | Verified Name |
|---|---|
| Address | 46 ACKERMAN AVE, EMERSON, NJ 07630-1702 |
| Document Number | 20033880 |
|---|---|
| Date | Mar 27, 2020 |
| Instrument | 20-033880 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2050 |
Source: Bergen County and Emerson Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Emerson Borough |
| Unified School District | Emerson Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $268,100 (-) Land $155,700 Building $112,400 | $268,100 (-) Land $155,700 Building $112,400 | |
| 2025 | $9,169.00 (+3.55%) | $268,100 (-) Land $155,700 Building $112,400 | $268,100 (-) Land $155,700 Building $112,400 |
| 2024 | $8,855.00 (+9.08%) | ||
| 2023 | $268,100 Land $155,700 Building $112,400 | $268,100 Land $155,700 Building $112,400 | |
| 2022 | $8,118.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 234 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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