46 7th St, #1, Cambridge, MA 02141 Property Records

Middlesex County and Cambridge City property record for 46 7th St, #1, Cambridge, MA 02141

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 647 sqft · built 1886
Lot Size	0.024 acres (1,053 sqft)
Owner	2 Individual Names on File
Last Sale	$819,000 (May 2023)
Tax Bill	$4,794 (2025)
Deeds & Mortgages	May 2023 Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CAMB M:00034 L:0012500001`

Property Details

APN / Parcel Number

Primary APN	`CAMB M:00034 L:0012500001`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	647 sqft Living Area
Gross Area	1,035 sqft
1st Floor Area	647 sqft
Basement Area	388 sqft
Unfinished Basement	388 sqft

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Architectural Style	Condo/Apartment
Lot Area	1,053 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	46 7TH ST, 1
City	CAMBRIDGE
State	MA
Zip	02141-1517
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	1
Census Block	1006
Census Tract	352200

Owner

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	46 7TH ST, 1, CAMBRIDGE, MA 02141-1517
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage MASSACHUSETTS INSTITUTE OF TECHNOLOGY
May 17, 2023	Condominium Deed, Transfer · Second Mortgage (Down Payment) MASSACHUSETTS INSTITUTE OF TECHNOLO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 17, 2023 · Amount on Record
Deed Sale	May 17, 2023 · Amount on Record
Prior Sale	Apr 1, 2020 · Amount on Record
Deed Document Number	202351043
Deed Book / Page	81543 / 355
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	46 7TH ST # 1, 1, CAMBRIDGE, MA 02141-1517
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081543-390
Date	May 17, 2023
Book Page	81543/390
Instrument	51046

Lender

Name	MASSACHUSETTS INSTITUTE OF TECHNOLOGY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2023: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	May 17, 2023
Property Address	46 7TH ST # 1, 1, CAMBRIDGE, MA 02141-1517
Document Number	081543-355
Book / Page	81543 / 355
Instrument Date	May 17, 2023
Instrument	51043
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	46 7TH ST # 1, 1, CAMBRIDGE, MA 02141-1517

Mortgage

Document Number	0000051045
Date	May 17, 2023
Instrument	51045

Lender

Name	MASSACHUSETTS INSTITUTE OF TECHNOLO

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Mortgage

Document Number	081543-359
Date	May 17, 2023
Book Page	81543/359
Instrument	51044

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Type Change Date	Jun 1, 2033
Index	Other

Tax Assessment & Valuation

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,794.00 (+10.74%)	$755,000 (+3.25%) Building $755,000	$841,700 (+1.41%)
2024	$4,329.00 (+1.83%)	$731,200 (+0.8%) Building $731,200	$830,015
2023	$4,251.00	$725,400 Building $725,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1985–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1998 · Heavy Rains And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Netafy Fixed Wireless	641 / 143
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Radiate Holdings, Starry, Verizon.

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