46 4th St E, Lowr 2, Saint Paul, MN 55101 Property Records

Ramsey County property record for 46 4th St E, Lowr 2, Saint Paul, MN 55101

Property Summary

Property Type	Condominium
Details	65,383 sqft · built 1929
Lot Size	0.233 acres (10,156 sqft)
Owner	Company Name on Record
Tax Bill	$44,164 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-28-22-12-0275`

Property Details

APN / Parcel Number

Primary APN	`06-28-22-12-0275`
Alternative APNs	`8349472` `393154`

Interior

Units	77 Units
Building Area	65,383 sqft Total Area
Basement Area	8,902 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Lot Area	10,156 sqft (0.233 acres)
View / Lot	Central Business

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	393154
Street Address	46 4TH ST E, 2
City	SAINT PAUL
State	MN
Zip	55101-1137
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CIC NO 760 MINNESOTA BUILDING CONDO UNIT NO.2
Legal Range	22
Legal Township	28
Legal Section	06
Legal Subdivision	CIC NO 760 MINNESOTA BUILDING CONDO
Legal Lot Number	2
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2001
Census Tract	34201

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	366 10TH AVE S, WAITE PARK, MN 56387-1400
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Deed of Trust, Mortgage HOUSING FIN AGCY
Aug 6, 2020	Deed of Trust, Mortgage HOUSING FIN AGCY
Aug 6, 2020	Loan Modification, Mortgage REDEVELOPMENT AGCY
Aug 6, 2020	Loan Modification, Mortgage HOUSING FIN AGCY
Aug 6, 2020	Deed of Trust, Mortgage HOUSING FIN AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	46 4TH ST E LOWR 2, 2, SAINT PAUL, MN 55101-1137
Document Number	0004827024
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	TRI-COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	366 10TH AVE S WAITE PARK MN 563871400, WAITE PARK, MN 56387-1400

Mortgage

Document Number	0004827024
Date	Aug 12, 2020
Instrument	4827024

Lender

Name	HOUSING FIN AGCY
Address	400 WABASHA ST N # 400, ST PAUL, MN 55102-1147

Agreement

Amount	Amount Recorded
Term	420 Months
Due	Aug 11, 2055

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	46 4TH ST E LOWR 2, 2, SAINT PAUL, MN 55101-1137
Document Number	0004827026
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	TRI-COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	366 10TH AVE S WAITE PARK MN 563871400, WAITE PARK, MN 56387-1400

Mortgage

Document Number	0004827026
Date	Aug 12, 2020
Instrument	4827026

Lender

Name	HOUSING FIN AGCY
Address	400 WABASHA ST N # 400, ST PAUL, MN 55102-1147

Agreement

Amount	Amount Recorded
Term	420 Months
Due	Aug 11, 2055

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RAMSEY MN
Property Address	46 4TH ST E LOWR 2, 2, SAINT PAUL, MN 55101-1137
Document Number	0004827031
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	TRI-COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	366 10TH AVE S WAITE PARK MN 563871400, WAITE PARK, MN 56387-1400

Mortgage

Document Number	0004827031
Date	Aug 12, 2020
Instrument	4827031

Lender

Name	REDEVELOPMENT AGCY

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 11, 2040

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RAMSEY MN
Property Address	46 4TH ST E LOWR 2, 2, SAINT PAUL, MN 55101-1137
Document Number	0004827029
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	TRI-COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	46 4TH ST E #2 ST PAUL MN 551011137, 2, ST PAUL, MN 55101-1137

Mortgage

Document Number	0004827029
Date	Aug 12, 2020
Instrument	4827029

Lender

Name	HOUSING FIN AGCY
Address	400 WABASHA ST N # 400, ST PAUL, MN 55102-1147

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 11, 2040

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	46 4TH ST E LOWR 2, 2, SAINT PAUL, MN 55101-1137
Document Number	0004827021
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	TRI-COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	366 10TH AVE S WAITE PARK MN 563871400, WAITE PARK, MN 56387-1400

Mortgage

Document Number	0004827021
Date	Aug 12, 2020
Instrument	4827021

Lender

Name	HOUSING FIN AGCY
Address	400 WABASHA ST N # 400, ST PAUL, MN 55102-1147

Agreement

Amount	Amount Recorded
Term	420 Months
Due	Aug 11, 2055

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,451,500 (-16.9%) Land $380,200 Building $8,071,300	$8,451,500 (-16.9%) Land $380,200 Building $8,071,300
2025	$44,164.00 (-57.17%)
2023	$103,120.00	$10,169,900 Land $316,900 Building $9,853,000	$10,169,900 Land $316,900 Building $9,853,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
GigFire Fixed Wireless	150 / 130
CenturyLink DSL · Fiber in parts of the area	100 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on 4th St E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures