46 48th Ave, Vero Beach, FL 32968 Property Records

Indian River County property record for 46 48th Ave, Vero Beach, FL 32968

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,450 sqft · built 1979
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Oct 2021)
Tax Bill	$2,699 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`33-39-16-00002-0006-00014.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-16-00002-0006-00014.0`
Alternative APN	`80528`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,450 sqft Living Area
1st Floor Area	1,450 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Retaining Wall
Roof Type	Gambrel
Roof Material	Metal
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	100 ft deep x 83 ft wide
Driveway	Driveway
Driveway Area	550 sqft
Pool Area	200 sqft
Patio Area	80 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	80528
Street Address	46 48TH AVE
City	VERO BEACH
State	FL
Zip	32968-2315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	STEVENS PARK UNIT NO 1 STEVENS PARK UNIT NO 1 PBI 4-53 S 16.67 FT OF LOT 11, ALL OF LOT 14 & N 16.67 FT OF LOT 15 BLK F
Legal Range	39
Legal Township	33
Legal Section	16
Legal Subdivision	STEVENS PARK UNIT NO 1
Legal Block	F
Legal Lot Number	14-15
Legal Unit	1
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1028
Census Tract	50706

Owner

46 48th Ave is owned and occupied by an individual who bought it in October 2021.

Source: Indian River County records, as of March 5, 2026

Owner of Record	Individual Name on File
Mailing Address	46 48TH AVE, VERO BEACH, FL 32968-2315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2021 · Amount on File
Deed Sale	Oct 27, 2021 · Amount on File
Prior Sale	Aug 10, 2012 · Amount on File
Deed Document Number	3120210075086
Deed Book / Page	3477 / 2187
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Oct 27, 2021
Property Address	46 48TH AVE, VERO BEACH, FL 32968-2315
Document Number	0034772187
Book / Page	3477 / 2187
Map Reference	MB 4 PG 53
Instrument Date	Oct 20, 2021
Instrument	3120210075086
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	EQUITY LAND TITLE INC, EQUITY LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 964, VERO BEACH, FL 32961-0964

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 48TH AVE, VERO BEACH, FL 32968-2315

Mortgage

Document Number	34772189
Date	Oct 27, 2021
Instrument	3477/2189

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 46 48th Ave was $2,699.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,699.00	$203,334	$220,256 Land $27,378 Building $192,878
2023	$2,295.00 (+2.96%)	$191,848 (+3%)	$215,755 (+15.83%) Land $27,378 Building $188,377
2022	$2,229.00	$186,261 Land $27,378 Building $158,883	$186,261 Land $27,378 Building $158,883

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 48th Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 437 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	437 in force
Nearby Flood Claims	4 (2004–2025)
Most Recent Claim	Feb 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 48th Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20