46 3rd St, Westfield, NY 14787 Property Records

Chautauqua County and Westfield Town property record for 46 3rd St, Westfield, NY 14787

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,554 sqft · built 1915
Lot Size	0.161 acres (7,020 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,631 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2021 Refinance + 1 more
APN	`067201 210.05-2-8`

Property Details

APN / Parcel Number

Primary APN	`067201 210.05-2-8`
Alternative APN	`72012100050002008000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,554 sqft Living Area
1st Floor Area	924 sqft
2nd Floor Area	630 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	7,020 sqft (0.161 acres)
Lot Dimensions	156 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	208 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	46 3RD ST
City	WESTFIELD
State	NY
Zip	14787-1524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	M&T/FA; OLD APN: 067201 114-9-30
Legal Block	2
Legal Lot Number	8.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	WESTFIELD
Census Block Group	3
Census Block	3022
Census Tract	36500

Owner

Source: Chautauqua County and Westfield Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 3RD ST, WESTFIELD, NY 14787-1524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Jul 3, 2018	Deed of Trust, Mortgage COMMUNITY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Recording Date	Apr 1, 2026
Property Address	46 3RD ST, WESTFIELD, NY 14787-1524
Document Number	0000001756
Instrument Date	Mar 25, 2026
Instrument	20261756
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 3RD ST, WESTFIELD, NY 14787-1524

Mortgage

Document Number	0000001756,
Date	Apr 1, 2026
Instrument	20261756

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	46 3RD ST, WESTFIELD, NY 14787-1524
Transaction Type	Mortgage
Record Updated	Oct 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2021004481
Date	Sep 27, 2021
Instrument	MT2021004481

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	46 3RD ST, WESTFIELD, NY 14787-1524
Transaction Type	Mortgage
Record Updated	Jul 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2018002939
Date	Jul 3, 2018
Instrument	MT2018002939

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	234 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

Source: Chautauqua County and Westfield Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Westfield Town
Municipality	Westfield Village
Unified School District	Westfield Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,631.00 (+0.86%) Homeowner's exemption Senior Citizen's exemption
2025	$3,600.00	$67,000 (-) Land $9,200 Building $57,800	$132,700 (+17.85%) Land $18,221 Building $114,479
2023		$67,000 (-) Land $9,200 Building $57,800	$112,605 (+10.92%) Land $15,462 Building $97,143
2022	Homeowner's exemption Senior Citizen's exemption	$67,000 Land $9,200 Building $57,800	$101,515 Land $13,939 Building $87,576

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD VILLAGE AND TOWN serves 3,890 people · EPA ID NY0615782
Water Source	Surface water
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Fidium Fiber, Verizon.

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