46 3rd Ave, Garwood, NJ 07027 Property Records

Union County and Garwood Borough property record for 46 3rd Ave, Garwood, NJ 07027

Property Summary

Property Type	Single Family Home
Details	975 sqft · built 1944
Lot Size	0.207 acres (8,999 sqft)
Owner	Individual Name on Record
Tax Bill	$9,017 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-00204-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`06-00204-0000-00024`
Alternative APNs	`060020400024` `85800`

Interior

Stories	1 Story
Building Area	975 sqft Living Area
1st Floor Area	975 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Construction Type	Frame
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide

Location & Zoning

Account Number	85800
Street Address	46 3RD AVE
City	GARWOOD
State	NJ
Zip	07027-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MURRAY HILL FARM COLONY ADD
Legal Block	204
Legal Lot Number	24
Jurisdiction	UNION NJ
Township / Civil Division	GARWOOD
Census Block Group	1
Census Block	1003
Census Tract	36900

Owner

Source: Union County and Garwood Borough records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46 3RD AVE, GARWOOD, NJ 07027-1129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 1996
Deed Sale	Nov 1, 1996
Deed Document Number	199633421
Deed Book / Page	4449 / 83
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	46 3RD AVE, GARWOOD, NJ 07027-1129
Document Number	0146612384
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	QUALITY TITLE COMPANY, QUALITY TITLE & ABSTRACT AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	158 PEARL ST NEW PROVIDENCE NJ 079741013, NEW PROVIDENCE, NJ 07974-1013

Mortgage

Document Number	0146612384
Date	Mar 5, 2020
Book Page	014661/002384
Instrument	687942

Lender

Name	SPENCER SVGS BK
Type	Federal Savings Bank
Address	ELMWOOD PARK, NJ 07407

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2050

Tax Assessment & Valuation

Source: Union County and Garwood Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Garwood Borough
Unified School District	Garwood Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,500 (-) Land $220,200 Building $95,300	$315,500 (-) Land $220,200 Building $95,300
2025	$9,017.00 (+2.56%)	$315,500 (-) Land $220,200 Building $95,300	$315,500 (-) Land $220,200 Building $95,300
2024	$8,792.00 (+5.89%)
2023		$315,500 Land $220,200 Building $95,300	$315,500 Land $220,200 Building $95,300
2022	$8,303.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20