46 2nd St, Winchendon, MA 01475 Property Records

Worcester County and Winchendon Town property record for 46 2nd St, Winchendon, MA 01475

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,288 sqft · built 1950
Lot Size	0.144 acres (6,273 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jun 2017)
Tax Bill	$4,157 (2025)
Deeds & Mortgages	Jul 2021 Refinance Jun 2017 Sale & Mortgage
APN	`WINC M:M3 B:0 L:40`

Property Details

APN / Parcel Number

Primary APN	`WINC M:M3 B:0 L:40`
Alternative APN	`WCDN M:M3 B:0 L:40`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
Gross Area	2,504 sqft
Basement Area	944 sqft
Unfinished Basement	472 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Rustic
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,273 sqft (0.144 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	46 2ND ST
City	WINCHENDON
State	MA
Zip	01475-2312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	CAMP DEVELOPMENT LK MONOMONAC
Legal Lot Number	40
Jurisdiction	WINCHENDON MA
Township / Civil Division	WINCHENDON
Census Block Group	1
Census Block	1004
Census Tract	701101

Owner

46 2nd St is owned by two individuals who bought it in June 2017.

Source: Worcester County and Winchendon Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	149 WALNUT ST, READING, MA 01867-3950
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jun 22, 2017	Quit Claim Deed, Transfer FIRST BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2017 · Amount on File
Deed Sale	Jun 22, 2017 · Amount on File
Prior Sale	Aug 27, 2001 · Amount on File
Deed Book / Page	57299 / 143
Transfer Doc	057299-143
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Property Address	46 2ND ST, WINCHENDON, MA 01475-2312
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065543-276
Date	Jul 2, 2021
Book Page	65543/276
Instrument	93247

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHENDON MA
Recording Date	Jun 22, 2017
Property Address	46 2ND ST, WINCHENDON, MA 01475-2312
Document Number	57299-143
Book / Page	57299 / 143
Instrument	64734
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.89
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 2ND ST, WINCHENDON, MA 01475-2312

Mortgage

Document Number	572990147
Date	Jun 22, 2017
Instrument	57299/0147

Lender

Name	FIRST BANK INC

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 46 2nd St was $4,157, down 0.3% from the year before.

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Winchendon Town
Unified School District	Winchendon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,157.00 (-0.26%)	$353,800 (+6.44%) Land $201,700 Building $152,100	$377,625 (+2.29%)
2024	$4,168.00 (-2.87%)	$332,400 (+3.81%) Land $194,200 Building $138,200	$369,170
2023	$4,291.00	$320,200 Land $184,500 Building $135,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 46 2nd St; 6 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: Spectrum, Xfinity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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