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46 25th St, Long Beach (Beach Haven), NJ 08008 Property Records

Ocean County and Surf City Borough property record for 46 25th St, Long Beach, NJ 08008

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,196 sqft · built 1985
Lot Size0.211 acres (9,200 sqft)
OwnerCompany Name on Record
Last Sale$1,535,000 (Nov 2023)
Tax Bill$7,736 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Nov 2023 Sale
+ 3 more
Flood ZoneZone AE (high risk)
APN32-00059-0000-00014

Property Details

APN / Parcel Number

Primary APN32-00059-0000-00014
Alternative APN
  • 320005900014

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,196 sqft Living Area
Gross Area2,028 sqft
1st Floor Area1,196 sqft
Basement Area832 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRaised Ranch
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area9,200 sqft (0.211 acres)
Lot Dimensions92 ft deep x 100 ft wide
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address46 25TH ST
CityLONG BEACH TOWNSHIP
StateNJ
Zip08008-5601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal Description100X92 IRR 16
Legal Block59
Legal Lot Number14
JurisdictionOCEAN NJ
Township / Civil DivisionSURF CITY
Census Block Group3
Census Block3001
Census Tract739000

Owner

Source: Ocean County and Surf City Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address602 AVALON CIR, WAYNE, NJ 07470-2230
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2023Deed, Transfer · Conventional Mortgage
MANASQUAN BANK
Nov 24, 2023Re-recorded Document
AMERICAN ABSTRACT CORPORATION, AMERICAN ABSTRACT AGENCY LLC
Oct 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 13, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
GUARDHILL FINANCIAL CORP
Dec 11, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 24, 2023 · Amount on Record
Deed SaleNov 24, 2023 · Amount on Record
Prior SaleSep 27, 2023 · Amount on Record
Deed Document Number202388132
Deed Book / Page19545 / 1132
Prior Transfer DateSep 8, 2023
Prior Transfer Doc0195451132
Record UpdatedSep 20, 2026

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateSep 27, 2023
Property Address46 25TH ST, LONG BEACH TOWNSHIP, NJ 08008-5601
Document Number0194960801
Book / Page19496 / 801
Instrument DateSep 8, 2023
Instrument2023072747
Transaction TypeTransfer
Record UpdatedOct 9, 2023
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$23,663.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address115 MORRIS ST APT 1434, 1434, JERSEY CITY, NJ 07302-4595

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 WHEELER RD, WAYNE, NJ 07470-8206

Mortgage

Document Number0194960809
DateSep 27, 2023
Book Page19496/809
Instrument2023072748
Lender
NameMANASQUAN BANK
TypeBank
AddressMANASQUAN, NJ 08736
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueOct 1, 2048
Interest
Rate TypeAdjustable Rate
Rate6.62%
Type Change DateOct 1, 2028
Min Rate At Change6.62%
Max Rate At Change8.62%
Index1-Year T-Bill
Margin3
Max Rate11.6%

November 2023: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionOCEAN NJ
Recording DateNov 24, 2023
Property Address46 25TH ST, LONG BEACH TOWNSHIP, NJ 08008-5601
Document Number0195451132
Book / Page19545 / 1132
Instrument DateSep 8, 2023
Instrument2023088132
Record UpdatedDec 7, 2023
Title CompanyAMERICAN ABSTRACT CORPORATION, AMERICAN ABSTRACT AGENCY LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address115 MORRIS ST APT 1434, 1434, JERSEY CITY, NJ 07302-4595

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 WHEELER RD, WAYNE, NJ 07470-8206

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address46 25TH ST, LONG BEACH TOWNSHIP, NJ 08008-5601
Transaction TypeMortgage
Record UpdatedOct 28, 2021
Title CompanyNEW CHOICE TITLE AGCY LLC, NEW CHOICE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0187261115
DateOct 15, 2021
Book Page18726/1115
Instrument2021148343
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

February 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOCEAN NJ
Recording DateFeb 13, 2020
Property Address46 25TH ST, LONG BEACH TOWNSHIP, NJ 08008-5601
Document Number0177880908
Book / Page17788 / 0908
Instrument DateFeb 10, 2020
Instrument2020016662
Transaction TypeTransfer
Record UpdatedNov 3, 2021
Title CompanyTITLEVEST AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address46 25TH ST, LONG BEACH TOWNSHIP, NJ 08008-5601

Mortgage

Document Number2020016663
DateFeb 13, 2020
Instrument2020016663
Lender
NameGUARDHILL FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOCEAN NJ
Recording DateDec 11, 2018
Property Address46 25TH ST, LONG BEACH TOWNSHIP, NJ 08008-5601
Document Number0173250882
Book / Page017325 / 000882
Instrument DateDec 5, 2018
Instrument121014
Transaction TypeTransfer
Record UpdatedJan 2, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address63 SCHERMERHORN ST #8D BROOKLYN NY 112015079, 8D, BROOKLYN, NY 11201-5079

Tax Assessment & Valuation

Source: Ocean County and Surf City Borough assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
MunicipalitySurf City Borough
Elementary School DistrictLong Beach Island School District (KG - 06)
Secondary School DistrictSouthern Regional School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$725,700 (-) Land $522,500 Building $203,200$725,700 (-) Land $522,500 Building $203,200
2025$7,736.00 (+2.21%)$725,700 (-) Land $522,500 Building $203,200$725,700 (-) Land $522,500 Building $203,200
2024$7,569.00 (+6.44%)
2023$725,700 (-) Land $522,500 Building $203,200$725,700 (-) Land $522,500 Building $203,200
2022$7,111.00 (+8.65%)$725,700 Land $522,500 Building $203,200$725,700 Land $522,500 Building $203,200
2021$6,545.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 714 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies837 units insured
incl. 123 condo units
Nearby Flood Claims581 (1978–2022)
Claims Outside the SFHA6 of 581
Most Recent ClaimAug 2022 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Nov 2012 · 442 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 62 claims
  • Coastal Storms & Flooding, Mar 1984 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSURF CITY WATER DEPT
serves 10,000 people · EPA ID NJ1531001
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting69
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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