Monmouth County and Rumson Borough property record for 46 1st St, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,952 sqft · built 1922 |
| Lot Size | 0.094 acres (4,099 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $864,691 (Jul 2021) |
| Tax Bill | $10,694 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Dec 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00031-0000-00010 |
| Primary APN | 41-00031-0000-00010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,952 sqft Living Area |
| 1st Floor Area | 1,952 sqft |
| Upper Floors Area | 960 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 4,099 sqft (0.094 acres) |
| Lot Dimensions | 100 ft deep x 41 ft wide |
| Porch | Open Porch |
|---|---|
| Deck Area | 728 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 048600 |
|---|---|
| Street Address | 46 1ST ST |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Block | 31 |
| Legal Lot Number | 10 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records · APN 41-00031-0000-00010
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 1ST ST, RUMSON, NJ 07760-1326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2021 | Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| Dec 09, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 26, 2021 · Amount on Record |
| Deed Sale | Jul 26, 2021 · Amount on Record |
| Prior Sale | Aug 04, 2014 · Amount on Record |
| Deed Document Number | 2021113581 |
| Deed Book / Page | 9530 / 2950 |
| Prior Transfer Date | Apr 17, 2010 |
| Prior Transfer Doc | 0088307526 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 26, 2021 |
| Property Address | 46 1ST ST, RUMSON, NJ 07760-1326 |
| Document Number | 0095302950 |
| Book / Page | 9530 / 2950 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 2021113581 |
| Transaction Type | Transfer |
| Record Updated | Aug 06, 2021 |
| Title Company | TITLE LINK LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,824.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26 ILER DR, 26, MIDDLETOWN, NJ 07748-3323 |
| Name | Verified Name |
|---|---|
| Address | 46 1ST ST, RUMSON, NJ 07760-1326 |
| Document Number | 2021113582 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 2021113582 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Dec 09, 2019 |
| Property Address | 46 1ST ST, RUMSON, NJ 07760-1326 |
| Document Number | 0000117318 |
| Book / Page | 009384 / 003404 |
| Instrument Date | Nov 20, 2019 |
| Instrument | 117318 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 1ST ST RUMSON NJ 077601326, RUMSON, NJ 07760-1326 |
Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,163,200 (+14.11%) Land $775,400 Building $387,800 | $1,163,200 (+14.11%) Land $775,400 Building $387,800 | |
| 2025 | $10,694.00 (+3.07%) | $1,019,400 (+14.33%) Land $689,400 Building $330,000 | $1,019,400 (+14.33%) Land $689,400 Building $330,000 |
| 2024 | $10,375.00 (-0.13%) | ||
| 2023 | $891,600 Land $619,300 Building $272,300 | $891,600 Land $619,300 Building $272,300 | |
| 2022 | $10,388.00 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 9 condo units |
| Nearby Flood Claims | 165 (1978–2024) |
| Claims Outside the SFHA | 30 of 165 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 342 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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