46 1st St, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 46 1st St, Closter, NJ 07624

Property Summary

Property TypeSingle Family Home
Details2,271 sqft · built 1914
Lot Size0.349 acres (15,198 sqft)
OwnerIndividual Name on Record
Last Sale$660,000 (Oct 2017)
Tax Bill$18,080 (2025)
Deeds & MortgagesJun 2021 Mortgage
Oct 2017 Sale
Flood ZoneZone X (minimal risk)
APN07-01713-0000-00020

Property Details

APN / Parcel Number

Primary APN07-01713-0000-00020
Alternative APNs
  • 070171300020
  • 012030

Interior

Stories2 Stories
Building Area2,271 sqft Living Area

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Construction TypeFrame
Lot Area15,198 sqft (0.349 acres)
Lot Dimensions152 ft deep x 100 ft wide

Location & Zoning

Account Number012030
Street Address46 1ST ST
CityCLOSTER
StateNJ
Zip07624-3026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDISTRICTN
Legal DescriptionL5 100X152 LT2 21
Legal SubdivisionFS MILES
Legal Block1713
Legal Lot Number20
JurisdictionBERGEN NJ
Township / Civil DivisionCLOSTER
Census Block Group3
Census Block3027
Census Tract7002

Owner

Source: Bergen County and Closter Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address46 1ST ST, CLOSTER, NJ 07624-3026
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
NEW JERSEY LENDERS CORP
Oct 30, 2017Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2017 · Amount on Record
Deed SaleOct 30, 2017 · Amount on Record
Prior SaleApr 29, 2011 · Amount on Record
Deed Document Number201717-081893
Deed Book / Page2769 / 2201
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address46 1ST ST, CLOSTER, NJ 07624-3026
Transaction TypeMortgage
Record UpdatedAug 26, 2021
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042000953
DateJun 9, 2021
Book Page4200/953
Instrument2021092490
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 1, 2041

October 2017: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateOct 30, 2017
Property Address46 1ST ST, CLOSTER, NJ 07624-3026
Document Number0027692201
Book / Page2769 / 2201
Instrument DateOct 17, 2017
Instrument00017-081893
Transaction TypeTransfer
Record UpdatedNov 2, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 1ST ST, CLOSTER, NJ 07624-3026

Tax Assessment & Valuation

Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityCloster Borough
Elementary School DistrictCloster Borough School District (KG - 08)
Secondary School DistrictNorthern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$941,700 (+7.92%) Land $574,100 Building $367,600$941,700 (+7.92%) Land $574,100 Building $367,600
2025$18,080.00 (+12.47%)$872,600 (+29.22%) Land $556,600 Building $316,000$872,600 (+29.22%) Land $556,600 Building $316,000
2024$16,075.00 (+12.92%)
2023$675,300 Land $377,800 Building $297,500$675,300 Land $377,800 Building $297,500
2022$14,236.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims3 (2011–2021)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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