45D Museum St, Cambridge, MA 02138 Property Records

Middlesex County and Cambridge City property record for 45D Museum St, Cambridge, MA 02138

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,144 sqft · built 1976
Lot Size	0.024 acres (1,037 sqft)
Owner	2 Trust Names on File
Last Sale	$518,000 (Feb 2001)
Tax Bill	$8,011 (2025)
Deeds & Mortgages	Jan 2022 Refinance Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`149-130`

Property Details

APN / Parcel Number

Primary APN	`149-130`
Alternative APN	`CAMB M:00149 L:00130`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,144 sqft Living Area
Gross Area	1,816 sqft
1st Floor Area	540 sqft
Basement Area	216 sqft
Unfinished Basement	216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,037 sqft (0.024 acres)
Garage Type	Covered

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	45D MUSEUM ST
City	CAMBRIDGE
State	MA
Zip	02138-2275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-1
Legal Lot Number	130
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	1
Census Block	1016
Census Tract	353600

Owner

45D Museum St is held in a trust since February 2001.

Source: Middlesex County and Cambridge City records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	15 HARRISON ST, SOMERVILLE, MA 02143-3605
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance STONEHAM COOPERATIVE BANK
Feb 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2001 · Amount on File
Deed Sale	Feb 7, 2001 · Amount on File
Prior Sale	Dec 14, 1990 · Amount on File
Transfer Doc	68880-200
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	45D MUSEUM ST, CAMBRIDGE, MA 02138-1921
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079600-459
Date	Jan 27, 2022
Book Page	79600/459
Instrument	14995

Lender

Name	STONEHAM COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Feb 10, 2017
Property Address	45D MUSEUM ST, CAMBRIDGE, MA 02138-1921
Document Number	68880-200
Book / Page	068880 / 000200
Instrument Date	Jan 5, 2017
Instrument	22622
Transaction Type	Transfer
Record Updated	Feb 28, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	15 HARRISON ST SOMERVILLE MA 021433605, SOMERVILLE, MA 02143-3605

Tax Assessment & Valuation

The 2025 property tax bill for 45D Museum St was $8,011, up 3.9% from the year before.

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,011.00 (+3.93%)	$1,261,600 (-3.1%) Land $670,800 Building $590,800	$1,382,440 (+5.73%)
2024	$7,708.00 (+7.46%)	$1,302,000 (+6.37%) Land $736,300 Building $565,700	$1,307,485
2023	$7,173.00	$1,224,000 Land $731,700 Building $492,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45D Museum St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45D Museum St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 885 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, Starry.

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