45A Surfside Ave, Surfside, CA 90743 Property Records

Orange County property record for 45A Surfside Ave, Surfside, CA 90743 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,440 sqft · built 2001
Lot Size0.038 acres (1,664 sqft)
OwnerCompany Name on File
Last Sale$3,700,000 (Oct 2018)
Tax Bill$46,554 (2025)
Deeds & MortgagesApr 2020 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN178-481-54

Property Details

APN / Parcel Number

Primary APN178-481-54

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area3,440 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area1,664 sqft (0.038 acres)
Garage Area437 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address45A SURFSIDE AVE
CitySURFSIDE
StateCA
Zip90743-1001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS TWP 5 RGE 12 SEC 24 POR. OF SEC.
Legal SubdivisionEASTERLY HALF
Legal Lot Number47,46
JurisdictionORANGE CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1005
Census Tract99506

Owner

Source: Orange County records · APN 178-481-54

Assessment roll updated August 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address12351 CINNABAR RD, SANTA ANA, CA 92705-3329
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Oct 24, 2018Grant Deed, Transfer · ARM
FIRST REPUBLIC BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 24, 2018 · Amount on Record
Deed SaleOct 24, 2018 · Amount on Record
Prior SaleOct 09, 2012 · Amount on Record
Deed Document Number2018384508
Record UpdatedJun 08, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address45 SURFSIDE AVE # A, A, SURFSIDE, CA 90743
Transaction TypeMortgage
Record UpdatedSep 29, 2022
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000180839
DateApr 22, 2020
Instrument2020000180839
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateMay 01, 2027
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change8%
Index1-Year LIBOR
Max Rate8%

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateOct 24, 2018
Property Address45 SURFSIDE AVE # A, A, SURFSIDE, CA 90743
Document Number0000384508
Map ReferenceMB4 PG19
Instrument DateSep 13, 2018
Instrument2018000384508
Transaction TypeTransfer
Record UpdatedSep 29, 2022
Title CompanyUSA NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address12351 CINNABAR RD, SANTA ANA, CA 92705-3329

Mortgage

Document Number0000384509
DateOct 24, 2018
Instrument2018000384509
Lender
NameFIRST REPUBLIC BANK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueNov 01, 2048
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateNov 01, 2025
Change FrequencyMonthly
Min Rate At Change2.65%
Index1-Month LIBOR
Max Rate10.9%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated August 6, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySeal Beach City
Unified School DistrictLos Alamitos Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$46,554.00 (+1.67%)$4,127,417 (+4.04%) Land $3,336,064 Building $791,353
2024$45,789.00 (+2.52%)
2023$44,663.00 (+0.89%)$3,967,146 Land $3,206,521 Building $760,625
2022$44,268.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590995061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance CostPremium on Record
median of 107 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies107 in force
Nearby Flood Claims46 (1983–2023)
Claims Outside the SFHA42 of 46
Most Recent ClaimJan 2023, rainfall accumulation
Claims By Storm
  • Severe Storms, Flooding, Debris Flows, And Mudslides, Jan 2005 · 2 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 37 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 260 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
Cosmo Network SolutionsFixed Wireless (unlicensed)250 / 100
AT&TFixed Wireless100 / 20

May also be available at this address: Frontier, T-Mobile USA, Spectrum, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

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