Oakland County property record for 4599 Hycliffe Dr, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,339 sqft · built 1995 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | Individual Name on File |
| Last Sale | $920,000 (Aug 2023) |
| Tax Bill | $12,983 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jan 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-17-278-024 |
| Primary APN | 88-20-17-278-024 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,339 sqft Living Area |
| 1st Floor Area | 2,140 sqft |
| Basement Area | 2,140 sqft |
| Unfinished Basement | 2,140 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 27,443 sqft (0.63 acres) |
| Lot Dimensions | 234 ft deep x 117 ft wide |
| Garage Area | 645 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
| Porch | Slab |
| Porch Area | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 4599 HYCLIFFE DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-4432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 17 MERIHILL ACRES SUB NO 4 LOT 278 10-14-94 FR 278-015 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 17 |
| Legal Subdivision | MERIHILL ACRES SUB #4 |
| Legal Lot Number | 10,278 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 196800 |
4599 Hycliffe Dr is owned and occupied by an individual who bought it in August 2023.
Source: Oakland County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4599 HYCLIFFE DR, TROY, MI 48098-4432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SISTAR MORTGAGE COMPANY |
| Jan 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SI MORTGAGE COMPANY |
| Aug 7, 2023 | Warranty Deed, Transfer · Conventional Mortgage SI MORTGAGE COMPANY |
| Jun 21, 2022 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE |
| Mar 23, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2023 · Amount on File |
| Deed Sale | Aug 7, 2023 · Amount on File |
| Prior Sale | May 6, 2005 · Amount on File |
| Deed Document Number | 202385684 |
| Deed Book / Page | 58789 / 488 |
| Prior Transfer Date | Mar 17, 2021 |
| Prior Transfer Doc | 0000074184 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 8, 2026 |
| Property Address | 4599 HYCLIFFE DR, TROY, MI 48098-4432 |
| Document Number | 0000133089 |
| Book / Page | 61528 / 287 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 2026133089 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4599 HYCLIFFE DR, TROY, MI 48098-4432 |
| Document Number | 0000133089, |
|---|---|
| Date | Sep 8, 2026 |
| Book Page | 61528/287 |
| Instrument | 2026133089 |
| Name | SISTAR MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4599 HYCLIFFE DR, TROY, MI 48098-4432 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2026 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 4599 HYCLIFFE DR, TROY, MI 48098-4432 |
| Document Number | 20260013123 |
|---|---|
| Date | Jan 29, 2026 |
| Book Page | 60911/433 |
| Instrument | 20260013123 |
| Name | SI MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48310 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 7, 2023 |
| Property Address | 4599 HYCLIFFE DR, TROY, MI 48098-4432 |
| Document Number | 0000085684 |
| Book / Page | 58789 / 488 |
| Map Reference | LB 234 PG 35-38 |
| Instrument Date | Aug 2, 2023 |
| Instrument | 85684 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2023 |
| Title Company | BELL TITLE AGENCY OF FENTON |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4599 HYCLIFFE DR, TROY, MI 48098-4432 |
| Name | Verified Name |
|---|---|
| Address | 4599 HYCLIFFE DR, TROY, MI 48098-4432 |
| Document Number | 0000087010 |
|---|---|
| Date | Aug 10, 2023 |
| Book Page | 58796/701 |
| Instrument | 87010 |
| Name | SI MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48310 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Sep 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 6% |
| Index | 1-Year T-Bill |
| Max Rate | 11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4599 HYCLIFFE DR, TROY, MI 48098-4432 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4599 HYCLIFFE DR, TROY, MI 48098-4432 |
| Document Number | 0000400479 |
|---|---|
| Date | Jun 21, 2022 |
| Book Page | 57872/377 |
| Instrument | 400479 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | FERNDALE, MI 48220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 20, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 23, 2021 |
| Property Address | 4599 HYCLIFFE DR, TROY, MI 48098-4432 |
| Document Number | 0000074184 |
| Book / Page | 55930 / 484 |
| Map Reference | LB 234 PG 35-38 |
| Instrument Date | Mar 17, 2021 |
| Instrument | 74184 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4599 HYCLIFFE DR, TROY, MI 48098-4432 |
| Document Number | 0055930486 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 55930/486 |
| Name | CHICAGO MORTGAGE SOLUTIONS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Apr 1, 2031 |
The 2025 property tax bill for 4599 Hycliffe Dr was $12,983 with a homeowner's exemption.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,983.00 | ||
| 2023 | $688,840 (-) | ||
| 2022 | $8,351.00 Homeowner's exemption | $344,420 | $688,840 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4599 Hycliffe Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4599 Hycliffe Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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