4599 Bard Rd, Whitehall, MI 49461 Property Records

Muskegon County property record for 4599 Bard Rd, Whitehall, MI 49461

Property Summary

Property Type	Residential Vacant Land
Lot Size	2.55 acres (111,078 sqft)
Owner	2 Individual Names on Record
Last Sale	$47,500 (Oct 2025)
Tax Bill	$546 (2025)
Deeds & Mortgages	Oct 2025 Sale Dec 2022 Sale & Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06128100000100`

Property Details

APN / Parcel Number

Primary APN	`06128100000100`
Alternative APN	`61-06-128-100-0001-00`

Exterior

Lot Area	111,078 sqft (2.55 acres)

Location & Zoning

Street Address	4599 BARD RD
City	WHITEHALL
State	MI
Zip	49461-9416
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	MDR
Legal Description	FRUITLAND TOWNSHIP SEC 28 T11N R17W COM AT NW COR OF SEC 28 TH ELY ON A BEARING OF S 89D 50M 19S E ALG N LN OF SEC 28 405.7
Legal Range	17W
Legal Township	11N
Legal Section	28
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITLAND
Census Block Group	3
Census Block	3021
Census Tract	3500

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4599 BARD RD, WHITEHALL, MI 49461-9416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Warranty Deed, Transfer
Dec 21, 2022	Warranty Deed, Transfer · Stand-Alone Refinance LAKE MICHIGAN CU
Dec 22, 2020	Grant Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2025 · Amount on Record
Deed Sale	Oct 16, 2025 · Amount on Record
Prior Sale	Dec 21, 2022 · Amount on Record
Deed Document Number	20255864890
Deed Book / Page	4399 / 358
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Oct 16, 2025
Property Address	4599 BARD RD, WHITEHALL, MI 49461-9416
Document Number	004399/358
Book / Page	4399 / 358
Instrument Date	Oct 15, 2025
Instrument	5864890
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Amount	Amount Recorded
Tax	$356.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4599 BARD RD, WHITEHALL, MI 49461-9416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4599 BARD RD, WHITEHALL, MI 49461-9416

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Dec 21, 2022
Property Address	ORSHAL RD, WHITEHALL, MI 49461
Document Number	004317/815
Book / Page	4317 / 815
Instrument Date	Dec 19, 2022
Instrument	5783421
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4521 BARD RD, WHITEHALL, MI 49461-9416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 BELLESHIRE DR, BUTLER, PA 16001-1281

Mortgage

Document Number	0004317816
Date	Dec 21, 2022
Instrument	4317-816

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	10.8%

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MUSKEGON MI
Recording Date	Dec 22, 2020
Property Address	ORSHAL RD, WHITEHALL, MI 49461
Document Number	0005708751
Book / Page	004243 / 000072
Instrument Date	Dec 8, 2020
Instrument	5708751
Transaction Type	Transfer
Record Updated	Jan 13, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$43.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6437 THORNAPPLE RIVER DR SE ALTO MI 493029131, ALTO, MI 49302-9131

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitland Township
Unified School District	Whitehall School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,200 (+26.32%)	$38,400 (+26.32%)
2025	$546.00 (-2.5%)	$15,200	$30,400
2024	$560.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Bard Rd

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