Riverside County property record for 45981 Classic Way, Temecula, CA 92592
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,561 sqft · built 1988 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,000,000 (Jul 2024) |
| Tax Bill | $11,571 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 922-301-037 |
| Primary APN | 922-301-037 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,561 sqft Living Area |
| Gross Area | 3,454 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Garage Area | 643 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 45981 CLASSIC WAY |
|---|---|
| City | TEMECULA |
| State | CA |
| Zip | 92592-6036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .34 ACRES NET IN LOT 20 MB 135/091 TR 13060-7 |
| Legal Subdivision | TRACT NO. 130607 |
| Legal Tract | 13060-7 |
| Legal Lot Number | 20 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | MURRIETA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 43254 |
Source: Riverside County records · APN 922-301-037
Assessment roll updated July 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 45981 CLASSIC WAY, TEMECULA, CA 92592-6036 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Aug 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jul 06, 2018 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 10, 2024 · Amount on Record |
| Deed Sale | Jul 10, 2024 · Amount on Record |
| Prior Sale | Jul 06, 2018 · Amount on Record |
| Deed Document Number | 2024204555 |
| Prior Transfer Date | May 11, 2007 |
| Prior Transfer Doc | 0000349019 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 45981 CLASSIC WAY, TEMECULA, CA 92592-6036 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000388839 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 2020-0388839 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jul 06, 2018 |
| Property Address | 45981 CLASSIC WAY, TEMECULA, CA 92592-6036 |
| Document Number | 0000275400 |
| Map Reference | MB 135 PG 91-94 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 2018-0275400 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | FIDELITY NATIONAL TITLE IE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45981 CLASSIC WAY, TEMECULA, CA 92592-6036 |
| Document Number | 0000275401 |
|---|---|
| Date | Jul 06, 2018 |
| Instrument | 2018-0275401 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
Source: Riverside County records · Assessment roll updated July 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Temecula City |
| Unified School District | Temecula Valley Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,020,000 (+2%) Land $306,000 Building $714,000 | ||
| 2025 | $11,571.00 (+49.77%) Homeowner's exemption | $1,000,000 (+54.03%) Land $300,000 Building $700,000 | |
| 2023 | $7,726.00 (+2.21%) | $649,216 Land $160,829 Building $488,387 | |
| 2022 | $7,559.00 | ||
| 2021 | $683,280 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Very High above 93% of the US · above 78% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| MJM Telecom Fixed Wireless | 100 / 25 |
Based on FCC filings for 213 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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