4598 Sprucedale Pl, Boulder, CO 80301 Property Records

Boulder County property record for 4598 Sprucedale Pl, Boulder, CO 80301

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,130 sqft · built 2010
Lot Size	0.12 acres (5,204 sqft)
Owner	2 Individual Names on File
Last Sale	$1,140,000 (Sep 2018)
Tax Bill	$10,359 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1463-17-4-32-028`

Property Details

APN / Parcel Number

Primary APN	`1463-17-4-32-028`
Alternative APN	`R0515730`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,130 sqft Living Area
Gross Area	4,706 sqft
1st Floor Area	1,237 sqft
Upper Floors Area	1,716 sqft
Basement Area	1,177 sqft
Finished Basement	1,177 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	A-Frame
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,204 sqft (0.12 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	69 sqft
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0515730
Street Address	4598 SPRUCEDALE PL
City	BOULDER
State	CO
Zip	80301-1735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 NORTHFIELD VILLAGE
Legal Range	70
Legal Township	1N
Legal Section	17
Legal Subdivision	NORTHFIELD VILLAGE
Legal Block	3
Legal Lot Number	28
Jurisdiction	BOULDER CO
Township / Civil Division	BOULDER
Census Block Group	3
Census Block	3020
Census Tract	12701

Owner

4598 Sprucedale Pl is owned and occupied by two individuals who bought it in September 2018.

Source: Boulder County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4598 SPRUCEDALE PL, BOULDER, CO 80301-1735
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU
Sep 17, 2018	Warranty Deed, Transfer · Conventional Mortgage DSW MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2018 · Amount on File
Deed Sale	Sep 17, 2018 · Amount on File
Prior Sale	Jul 14, 2011 · Amount on File
Deed Document Number	20183676557
Prior Transfer Date	Jan 30, 2013
Prior Transfer Doc	0003286347
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	4598 SPRUCEDALE PL, BOULDER, CO 80301-1735
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	WFG

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4598 SPRUCEDALE PL, BOULDER, CO 80301-1735

Mortgage

Document Number	0003923923
Date	Oct 27, 2021
Instrument	3923923

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	4598 SPRUCEDALE PL, BOULDER, CO 80301-1735
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003809151
Date	Aug 24, 2020
Instrument	3809151

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Sep 17, 2018
Property Address	4598 SPRUCEDALE PL, BOULDER, CO 80301-1735
Document Number	0003676557
Instrument Date	Sep 14, 2018
Instrument	3676557
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4598 SPRUCEDALE PL, BOULDER, CO 80301-1735

Mortgage

Document Number	0003676558
Date	Sep 17, 2018
Instrument	3676558

Lender

Name	DSW MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4598 Sprucedale Pl was $10,359.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Boulder City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,444 (+4.42%) Land $23,276 Building $90,168	$1,738,300 (-) Land $412,300 Building $1,326,000
2025	$10,359.00	$108,644 Land $25,769 Building $82,875	$1,738,300 Land $412,300 Building $1,326,000
2023	$10,491.00 (+21.99%)	$125,169 (+35.16%) Land $26,505 Building $98,664	$1,868,200 (+40.2%) Land $395,600 Building $1,472,600
2022	$8,600.00	$92,609 Land $23,929 Building $68,680	$1,332,500 Land $344,300 Building $988,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4598 Sprucedale Pl in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	5 (1995–2013)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4598 Sprucedale Pl is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 62% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOULDER serves 166,080 people · EPA ID CO0107152
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
Xfinity Cable	2,000 / 250
LiveWireNet Fixed Wireless	250 / 100
CenturyLink DSL	140 / 20

May also be available: AT&T, T-Mobile, Verizon.

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