4598 Ross Rd, Memphis, TN 38141 Property Records

Shelby County property record for 4598 Ross Rd, Memphis, TN 38141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,227 sqft · built 1983
Lot Size	0.233 acres (10,149 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Jan 2025)
Tax Bill	$975 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-3723-C0-0005`

Property Details

APN / Parcel Number

Primary APN	`09-3723-C0-0005`
Alternative APN	`D0255W C00005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,227 sqft Living Area
1st Floor Area	1,227 sqft
Utility Area	36 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Traditional
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,149 sqft (0.233 acres)
Lot Dimensions	127 ft deep x 80 ft wide
Porch	Open Porch
Porch Area	72 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4598 ROSS RD
City	MEMPHIS
State	TN
Zip	38141-7837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	ES ROSS RD
Legal Subdivision	BENNINGTON SEC B-2
Legal Lot Number	32
Jurisdiction	SHELBY TN
Township / Civil Division	11
Census Block Group	2
Census Block	2012
Census Tract	21747

Owner

4598 Ross Rd is owned by an individual who bought it in January 2025.

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10603 NE 173RD PL, BOTHELL, WA 98011-3780
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL
Apr 6, 2020	Warranty Deed, Transfer · Conventional with PMI PINNACLE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2025 · Amount on File
Deed Sale	Jan 14, 2025 · Amount on File
Prior Sale	Apr 6, 2020 · Amount on File
Deed Document Number	20253098
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	4598 ROSS RD, MEMPHIS, TN 38141-7837
Document Number	0000034894
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	PREFFERED TITLE AND ESCROW, PREFFERED TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4598 ROSS RD MEMPHIS TN 381417837, MEMPHIS, TN 38141-7837

Mortgage

Document Number	0000034894
Date	Apr 6, 2020
Instrument	34894

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	MEMPHIS, TN 38118

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Apr 6, 2020
Property Address	4598 ROSS RD, MEMPHIS, TN 38141-7837
Document Number	0000034892
Instrument Date	Mar 30, 2020
Instrument	34892
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	PREFERRED TITLE, PREFERRED TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4598 ROSS RD MEMPHIS TN 381417837, MEMPHIS, TN 38141-7837

Mortgage

Document Number	34893
Date	Apr 6, 2020
Instrument	34893

Lender

Name	PINNACLE BK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2050

Mortgage

Document Number	34894,
Date	Apr 6, 2020
Instrument	34894

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	MEMPHIS, TN 38118

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4598 Ross Rd was $975.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$975.00	$36,275 Land $6,125 Building $30,150	$145,100 Land $24,500 Building $120,600
2023		$29,900 Land $5,475 Building $24,425
2022	$1,821.00
2021			$119,600 Land $21,900 Building $97,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4598 Ross Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4598 Ross Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 660 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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