Citrus County property record for 4598 N Ladybug Dr, Crystal River, FL 34428
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,378 sqft · built 2003 |
| Lot Size | 4.8 acres (209,088 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $40,000 (Apr 1998) |
| Tax Bill | $3,535 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 17E-18S-09-4C0B0-005.0 |
| Primary APN | 17E-18S-09-4C0B0-005.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,378 sqft Living Area |
| 1st Floor Area | 3,378 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 209,088 sqft (4.8 acres) |
| Lot Dimensions | 635 ft deep x 330 ft wide |
| Garage Area | 600 sqft |
| Parking Spaces | 8 Parking Spaces |
| Pool Area | 351 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 495 sqft |
| Fence | Fence |
| Utility Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1053218 |
|---|---|
| Old Parcel Number | 0918S17E4C0B00050 |
| Street Address | 4598 N LADYBUG DR |
| City | CRYSTAL RIVER |
| State | FL |
| Zip | 34428-6471 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR LOW DENSITY RESIDENT |
| Legal Description | GREENWOOD ACRES 1ST ADD UNREC SUBD LOT 5 BLK B DESC IN OR BK 1245 PG 2469 |
| Legal Range | 17E |
| Legal Township | 18S |
| Legal Section | 09 |
| Legal Subdivision | UNREC TRACTS IN 09-18S-17E |
| Legal Block | B |
| Legal Lot Number | 5 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | CRYSTAL RIVER |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 450305 |
4598 N Ladybug Dr is owned and occupied by two individuals who bought it in April 1998.
Source: Citrus County records, as of December 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4598 N LADYBUG DR, CRYSTAL RIVER, FL 34428-6471 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 1998 · Amount on File |
| Deed Sale | Apr 1, 1998 · Amount on File |
| Deed Document Number | 0012452469 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 4598 N Ladybug Dr was $3,535 with exemptions applied, up 4.4% from the year before.
Source: Citrus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,535.00 (+4.4%) Homeowner's exemption Additional exemption filed | $597,825 (+1.27%) Land $105,600 Building $492,225 | $597,825 (+1.27%) Land $105,600 Building $492,225 |
| 2024 | $3,386.00 (+2.42%) Homeowner's exemption Additional exemption filed | $590,310 (+0.6%) Land $72,000 Building $518,310 | $590,310 (+0.6%) Land $72,000 Building $518,310 |
| 2023 | $3,306.00 (+6.82%) Homeowner's exemption Additional exemption filed | $586,765 (+12.86%) Land $69,600 Building $517,165 | $586,765 (+12.86%) Land $69,600 Building $517,165 |
| 2022 | $3,095.00 Homeowner's exemption Additional exemption filed | $519,906 Land $57,600 Building $462,306 | $519,906 Land $57,600 Building $462,306 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4598 N Ladybug Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 192 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 192 in force |
| Nearby Flood Claims | 35 (2016–2024) |
| Claims Outside the SFHA | 1 of 35 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4598 N Ladybug Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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