4598 Karif Cir, Lima, OH 45805 Property Records

Allen County property record for 4598 Karif Cir, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,577 sqft · built 2014
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Aug 2015)
Tax Bill	$5,455 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-0804-01-001.019`

Property Details

APN / Parcel Number

Primary APN	`46-0804-01-001.019`
Alternative APN	`L3546080401001019`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,577 sqft Living Area
Gross Area	5,879 sqft
1st Floor Area	2,577 sqft
Basement Area	2,577 sqft
Family Room	Family Room

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	172 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	725 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	251 sqft
Patio Area	364 sqft
Canopy	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4598 KARIF CIR
City	LIMA
State	OH
Zip	45805-4533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POND VIEW ESTATES LOT 29758 JOINT TEN FF 100.00
Legal Subdivision	POND VIEW ESTATES
Legal Lot Number	29758
Jurisdiction	ALLEN OH
Township / Civil Division	SHAWNEE
Census Block Group	2
Census Block	2004
Census Tract	12100

Owner

4598 Karif Cir is owned and occupied by two individuals who bought it in August 2015.

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4598 KARIF CIR, LIMA, OH 45805-4533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2015 · Amount on File
Deed Sale	Aug 5, 2015 · Amount on File
Prior Sale	May 30, 2014 · Amount on File
Deed Document Number	20157815
Deed Book / Page	2015 / 7815
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	4598 KARIF CIR, LIMA, OH 45805-4533
Document Number	0000007708
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4598 KARIF CIR LIMA OH 458054533, LIMA, OH 45805-4533

Mortgage

Document Number	0000007708
Date	Jul 14, 2020
Instrument	7708

Lender

Name	PREMIER BK
Type	Bank
Address	YOUNGSTOWN, OH 44503-1203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 13, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4598 Karif Cir was $5,455, up 2.3% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Shawnee Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,455.00 (+2.35%)	$109,240 (-) Land $11,550 Building $97,690	$312,100 (-) Land $33,000 Building $279,100
2024	$5,330.00 (+5.52%) Homeowner's exemption	$109,240 (+19.99%) Land $11,550 Building $97,690	$312,100 Land $33,000 Building $279,100
2023	$5,051.00 (+0.1%) Homeowner's exemption	$91,040 (+0.5%) Land $9,630 Building $81,410
2022	$5,046.00 Homeowner's exemption	$90,590 Land $9,630 Building $80,960
2021			$260,100 Land $27,500 Building $232,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4598 Karif Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4598 Karif Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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