St. Clair County property record for 4598 Fish Rd, Smiths Creek, MI 48074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,623 sqft · built 1996 |
| Lot Size | 0.849 acres (36,982 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,037 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-25-760-0001-000 |
| Primary APN | 74-25-760-0001-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,623 sqft Living Area |
| 1st Floor Area | 1,623 sqft |
| Basement Area | 1,368 sqft |
| Unfinished Basement | 1,368 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Mansard |
| Roof Material | Composition Shingle |
| Lot Area | 36,982 sqft (0.849 acres) |
| Lot Dimensions | 451 ft deep x 82 ft wide |
| Garage Area | 1,436 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
| Porch Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4598 FISH RD |
|---|---|
| City | SMITHS CREEK |
| State | MI |
| Zip | 48074-1546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 RES |
| Legal Description | S 451 FT OF LOT 31 SUP PLAT OF LOTS 6, 7, 8, 9, 10, 12 & 13 BLK 3 URBANREST SUBD OF THE FISH FARMS SEC 6 & 7 T6N R17E & SECS |
| Legal Range | 17E |
| Legal Township | 06N |
| Legal Section | 06 |
| Legal Subdivision | URBANREST SUBD |
| Legal Block | 3 |
| Legal Lot Number | 31,6-10 |
| Legal Unit | 31,6 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | KIMBALL |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 634600 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4598 FISH RD, SMITHS CREEK, MI 48074-1546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU |
| Feb 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER |
| Mar 25, 2019 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE CTR |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4598 FISH RD, SMITHS CREEK, MI 48074-1546 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4598 FISH RD, SMITHS CREEK, MI 48074-1546 |
| Document Number | 0005418252 |
|---|---|
| Date | Sep 8, 2021 |
| Book Page | 5418/252 |
| Instrument | 2021025749 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4598 FISH RD, SMITHS CREEK, MI 48074-1546 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005155388 |
|---|---|
| Date | Feb 21, 2020 |
| Book Page | 5155/388 |
| Instrument | 2020004599 |
| Name | MORTGAGE CENTER |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4598 FISH RD, SMITHS CREEK, MI 48074-1546 |
| Document Number | 0050450697 |
| Instrument Date | Mar 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4598 FISH RD KIMBALL MI 480741546, KIMBALL, MI 48074-1546 |
| Document Number | 0050450697 |
|---|---|
| Date | Apr 10, 2019 |
| Book Page | 005045/000697 |
| Name | MORTGAGE CTR |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 9, 2049 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Kimball Township |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,800 (+2.55%) | $241,600 (+2.55%) | |
| 2025 | $3,037.00 (+2.36%) Homeowner's exemption | $117,800 (+5.46%) | |
| 2024 | $2,967.00 (+13.94%) | $235,600 (+5.46%) | |
| 2023 | $111,700 | ||
| 2022 | $2,604.00 | $223,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORT HURON TOWNSHIP serves 10,654 people · EPA ID MI0005490 |
|---|---|
| Water Source | Purchased surface water from CITY OF PORT HURON |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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