Winnebago County property record for 4598 Appell Ln, Cherry Valley, IL 61016
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 5,121 sqft · built 2004 |
| Lot Size | 0.353 acres (15,396 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $179,000 (Mar 2016) |
| Tax Bill | $8,290 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1610404016 |
| Primary APN | 1610404016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,121 sqft Living Area |
| 1st Floor Area | 1,421 sqft |
| Basement Area | 1,421 sqft |
| Finished Basement | 1,421 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 15,396 sqft (0.353 acres) |
| Garage Area | 724 sqft |
| Driveway | Driveway |
| Deck Area | 222 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 4598 APPELL LN |
|---|---|
| City | CHERRY VALLEY |
| State | IL |
| Zip | 61016-9131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PENFIELD CROSSING NO 6 PT SE1/4 SEC 10-43-2 LOT 185 |
| Legal Range | 2 |
| Legal Township | 43 |
| Legal Section | 10 |
| Legal Subdivision | PENFIELD XING 06 |
| Legal Lot Number | 185 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | CHERRY VALLEY |
| Census Block Group | 5 |
| Census Block | 5039 |
| Census Tract | 3705 |
4598 Appell Ln is owned and occupied by two individuals who bought it in March 2016.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4598 APPELL LN, CHERRY VALLEY, IL 61016-9131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2016 · Amount on File |
| Deed Sale | Mar 10, 2016 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 4598 APPELL LN, CHERRY VALLEY, IL 61016-9131 |
| Document Number | 0001041169 |
| Instrument Date | Dec 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4598 APPELL LN CHERRY VALLEY IL 610169131, CHERRY VALLEY, IL 61016-9131 |
| Document Number | 0001041169 |
|---|---|
| Date | Dec 22, 2017 |
| Instrument | 1041169 |
| Name | CITIZENS EQUITY FCU |
|---|---|
| Type | Mortgage Company |
| Address | PEORIA, IL 61607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Dec 21, 2024 |
The 2025 property tax bill for 4598 Appell Ln was $8,290 with a homeowner's exemption.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Cherry Valley Township |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,290.00 | $121,305 Land $17,501 Building $103,804 | $363,915 Land $52,503 Building $311,412 |
| 2022 | Homeowner's exemption | $86,057 Land $13,410 Building $72,647 | $258,171 Land $40,230 Building $217,941 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4598 Appell Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1978–1999) |
| Most Recent Claim | Jun 1999 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4598 Appell Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHERRY VALLEY serves 4,731 people · EPA ID IL2010050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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