45975 Dune Palms Rd, La Quinta, CA 92253 Property Records

Riverside County property record for 45975 Dune Palms Rd, La Quinta, CA 92253

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 2,604 sqft · built 1979
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Dec 2019)
Tax Bill	$7,981 (2025)
Deeds & Mortgages	Feb 2023 Construction Loan Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`604-460-047`

Property Details

APN / Parcel Number

Primary APN	`604-460-047`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,604 sqft Living Area
Gross Area	3,612 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Wood
Roof Material	Tile
Lot Area	26,572 sqft (0.61 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	45975 DUNE PALMS RD
City	LA QUINTA
State	CA
Zip	92253-4018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES 0.61000000 ACREAGEQUALCODE NT LOTTYPE P PARCEL 1 MAPPLATB 246 MAPPLATP 034 SUBDIVISIONNAME PM 37520
Legal Subdivision	PARCEL MAP 37520
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	1
Census Block	1009
Census Tract	45235

Owner

Source: Riverside County records, as of August 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	78365 HIGHWAY 111, LA QUINTA, CA 92253-2071
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Deed of Trust, Mortgage · Construction Mortgage ZB NA
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit ZB NA
Nov 20, 2020	Deed of Trust, Mortgage · Conventional with PMI BM R/E SVCS
Dec 11, 2019	Grant Deed, Transfer · Conventional with PMI BM R/E SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2019 · Amount on Record
Deed Sale	Dec 11, 2019 · Amount on Record
Deed Document Number	2019511072
Prior Transfer Date	Mar 15, 2016
Prior Transfer Doc	0000126902
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45975 DUNE PALMS RD, LA QUINTA, CA 92253-4018
Transaction Type	Mortgage
Record Updated	Feb 24, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78365 HIGHWAY 111 534, 534, LA QUINTA, CA 92253-2071

Mortgage

Document Number	0000042867
Date	Feb 15, 2023
Instrument	2023-0042867

Lender

Name	ZB NA
Type	Bank
Address	SAN CLEMENTE, CA 92672

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	385 Months
Due	Mar 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Mar 1, 2035
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	1-Year T-Bill
Max Rate	10.3%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45975 DUNE PALMS RD, LA QUINTA, CA 92253-4018
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45975 DUNE PALMS RD, LA QUINTA, CA 92253-4018

Mortgage

Document Number	0000477249
Date	Nov 21, 2022
Instrument	2022-0477249

Lender

Name	ZB NA
Type	Bank
Address	LAGUNA HILLS, CA 92653

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45975 DUNE PALMS RD, LA QUINTA, CA 92253-4018
Document Number	0000600798
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	45975 DUNE PALMS RD LA QUINTA CA 922534018, LA QUINTA, CA 92253-4018

Mortgage

Document Number	0000600798
Date	Dec 1, 2020
Instrument	600798

Lender

Name	BM R/E SVCS
Address	CALABASAS, CA 91302

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 11, 2019
Property Address	45975 DUNE PALMS RD, LA QUINTA, CA 92253-4018
Document Number	0000511072
Instrument Date	Nov 6, 2019
Instrument	511072
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$523.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	78365 HIGHWAY 111 #534 LA QUINTA CA 922532071, 534, LA QUINTA, CA 92253-2071

Mortgage

Document Number	511073
Date	Dec 11, 2019
Instrument	511073

Lender

Name	BM R/E SVCS
Address	CALABASAS, CA 91302

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2049

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	La Quinta City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,981.00 (+2.01%) Homeowner's exemption	$653,091 (+28.94%) Land $82,021 Building $571,070
2024	$7,824.00 (+26.48%)
2023	$6,186.00 (+3.48%) Homeowner's exemption	$506,507 Land $78,837 Building $427,670
2022	$5,978.00
2021			$536,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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