45975 Bates Rd, Great Mills, MD 20634 Property Records

St. Mary's County property record for 45975 Bates Rd, Great Mills, MD 20634

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,664 sqft · built 1975
Lot Size	0.695 acres (30,291 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Aug 2025)
Tax Bill	$2,888 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-016680`

Property Details

APN / Parcel Number

Primary APN	`02-016680`
Alternative APNs	`2016680` `016680`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,664 sqft Total Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	30,291 sqft (0.695 acres)
Garage Type	Detached
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	016680
Street Address	45975 BATES RD
City	GREAT MILLS
State	MD
Zip	20634-3034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	LOT 17 BATES ACRES
Legal Subdivision	BATES ACRES
Legal Lot Number	17
Jurisdiction	ST MARY'S MD
Township / Civil Division	2, VALLEY LEE
Census Block Group	1
Census Block	1003
Census Tract	876102

Owner

45975 Bates Rd is owned and occupied by two individuals who bought it in August 2025.

Source: St. Mary's County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45975 BATES RD, GREAT MILLS, MD 20634-3034
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed, Transfer · Conventional Mortgage TRUIST BANK
Jul 17, 2017	Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2025 · Amount on File
Deed Sale	Aug 5, 2025 · Amount on File
Prior Sale	Jun 8, 2021 · Amount on File
Deed Book / Page	6739 / 372
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Jun 8, 2021
Property Address	45975 BATES RD, GREAT MILLS, MD 20634-3034
Document Number	0058050359
Book / Page	5805 / 359
Map Reference	LB DBK 9 FO 59
Instrument Date	Jun 2, 2021
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	BLUE CRAB TITLE ESCROW LLC, BLUE CRAB TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,637.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	45975 BATES RD, GREAT MILLS, MD 20634-3034

Mortgage

Document Number	5805366
Date	Jun 8, 2021
Instrument	5805/366

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Jul 17, 2017
Property Address	45975 BATES RD, GREAT MILLS, MD 20634-3034
Document Number	0046870092
Book / Page	4687 / 092
Map Reference	MB DBK9 FO59
Instrument Date	Jun 30, 2017
Instrument	4687-092
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	LAKESIDE TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,762.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45975 BATES RD, GREAT MILLS, MD 20634-3034

Mortgage

Document Number	4687102
Date	Jul 17, 2017
Instrument	4687-102

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 45975 Bates Rd was $2,888.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$328,033	$367,300 Land $115,300 Building $252,000
2025	$2,888.00 Homeowner's exemption
2023	$2,687.00 Homeowner's exemption	$256,467	$308,400 Land $115,300 Building $193,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45975 Bates Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45975 Bates Rd is moderate, ranking above 43% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 83% of Maryland
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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