4597 Wildcat Ln, Concord, CA 94521 Property Records

Contra Costa County property record for 4597 Wildcat Ln, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,304 sqft · built 1977
Lot Size	0.141 acres (6,160 sqft)
Owner	Individual Name on Record
Last Sale	$838,000 (Dec 2025)
Tax Bill	$4,750 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`133-521-022-3`

Property Details

APN / Parcel Number

Primary APN	`133-521-022-3`
Alternative APN	`133-521-022`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,304 sqft Living Area
Gross Area	1,768 sqft
1st Floor Area	1,304 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1978
Architectural Style	Cluster
Exterior Material	Block
Construction Type	Frame
Lot Area	6,160 sqft (0.141 acres)
Garage Type	Attached
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4597 WILDCAT LN
City	CONCORD
State	CA
Zip	94521-3505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	TRACT 4638 LOT 22 EX MR
Legal Subdivision	SUBDIVISION 4638
Legal Tract	4638
Legal Lot Number	22
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3000
Census Tract	334007

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4597 WILDCAT LN, CONCORD, CA 94521-3505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Jan 19, 2021	Deed of Trust, Mortgage · Commercial Mortgage PROVIDENT CU
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT CU
Jul 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Oct 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2025 · Amount on Record
Deed Sale	Dec 31, 2025 · Amount on Record
Prior Sale	Jun 11, 2003 · Amount on Record
Deed Document Number	2025145211
Prior Transfer Date	May 21, 2015
Prior Transfer Doc	0000103559
Record Updated	Oct 29, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 31, 2025
Property Address	4597 WILDCAT LN, CONCORD, CA 94521-3505
Document Number	0000145211
Map Reference	MB 191 PG 29
Instrument Date	Dec 24, 2025
Instrument	2025- 145211
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4597 WILDCAT LN, CONCORD, CA 94521-3505

Mortgage

Document Number	0000145212
Date	Dec 31, 2025
Instrument	2025- 145212

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4597 WILDCAT LN, CONCORD, CA 94521-3505
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4597 WILDCAT LN, CONCORD, CA 94521-3505

Mortgage

Document Number	0000015056
Date	Jan 19, 2021
Instrument	2021-015056

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4597 WILDCAT LN, CONCORD, CA 94521-3505
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4597 WILDCAT LN, CONCORD, CA 94521-3505

Mortgage

Document Number	0000258045
Date	Oct 30, 2020
Instrument	2020-258045

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4597 WILDCAT LN, CONCORD, CA 94521-3505
Document Number	0000119570
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 8, 2019
Title Company	CONSUMERS TITLE COMPANY, CONSUMERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4597 WILDCAT LN CONCORD CA 945213505, CONCORD, CA 94521-3505

Mortgage

Document Number	0000119570
Date	Jul 31, 2019
Instrument	119570

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4597 WILDCAT LN, CONCORD, CA 94521-3505
Document Number	0000177890
Instrument Date	Oct 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 9, 2018
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4597 WILDCAT LN CONCORD CA 945213505, CONCORD, CA 94521-3505

Mortgage

Document Number	0000177890
Date	Oct 31, 2018
Instrument	177890

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$838,000 (+142.34%) Land $550,000 Building $288,000
2025	$4,750.00 (+5.18%) Homeowner's exemption	$345,796 (+4.04%) Land $132,169 Building $213,627
2023	$4,516.00 (+1.71%) Homeowner's exemption	$332,371 Land $127,038 Building $205,333
2022	$4,440.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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