4597 Lamme Rd, Moraine (Dayton), OH 45439 Property Records

Montgomery County property record for 4597 Lamme Rd, Moraine, OH 45439

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,264 sqft · built 1952
Lot Size	0.179 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$86,000 (Jun 2004)
Tax Bill	$3,525 (2024)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`K47-18441-0030`

Property Details

APN / Parcel Number

Primary APN	`K47-18441-0030`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,264 sqft Living Area
Gross Area	1,616 sqft
1st Floor Area	789 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Frame
Lot Area	13,939 sqft (0.179 acres)
Lot Dimensions	230 ft deep x 60 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Deck Area	72 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4597 LAMME RD
City	MORAINE
State	OH
Zip	45439-2756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	30 HAVERSTICK
Legal Subdivision	HAVERSTICK
Legal Lot Number	30
Jurisdiction	MONTGOMERY OH
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3049
Census Tract	30100

Owner

4597 Lamme Rd is owned and occupied by two individuals who acquired it in January 2021.

Source: Montgomery County records, as of December 30, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4597 LAMME RD, MORAINE, OH 45439-2756
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2004 · Amount on File
Deed Sale	Jun 25, 2004 · Amount on File
Prior Sale	Apr 5, 2001 · Amount on File
Deed Document Number	200474153
Last Transfer Date	Jan 22, 2021
Transfer Doc	0000021638
Record Updated	Sep 20, 2026

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Mar 16, 2021
Property Address	4597 LAMME RD, MORAINE, OH 45439-2756
Document Number	0000021638
Instrument Date	Jan 22, 2021
Instrument	21638
Transaction Type	Transfer
Record Updated	Apr 13, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4597 LAMME RD MORAINE OH 454392756, MORAINE, OH 45439-2756

Mortgage

Document Number	21639
Date	Mar 16, 2021
Instrument	21639

Lender

Name	DAYMET CU
Address	4988 WAGNER FORD RD, DAYTON, OH 45414-4420

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 15, 2036

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Miami Township
Unified School District	West Carrollton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$48,960 Land $7,820 Building $41,140	$139,900 Land $22,350 Building $117,550
2024	$3,525.00 (+2.44%)
2023	$3,441.00 (+15.82%)	$48,960 (+49%) Land $7,820 Building $41,140	$139,900 Land $22,350 Building $117,550
2022	$2,971.00	$32,860 Land $5,250 Building $27,610
2020			$93,890 Land $15,000 Building $78,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4597 Lamme Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1989–2004)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jan 2004 · river or lake flooding
Claims by Event	Severe Storms & Flooding, May 1989 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4597 Lamme Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20