4597 Damascus Rd, Toccoa, GA 30577 Property Records

Banks County property record for 4597 Damascus Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,036 sqft · built 2007
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$3,685 (2025)
Deeds & Mortgages	Jul 2025 Second Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B70 023B`

Property Details

APN / Parcel Number

Primary APN	`B70 023B`
Alternative APN	`8837`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,036 sqft Heated Area
1st Floor Area	1,714 sqft
Basement Area	1,512 sqft
Unfinished Basement	1,512 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2017
Exterior Material	Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Area	440 sqft

Exterior Amenities

Porch	Slab
Porch Area	202 sqft
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	8837
Street Address	4597 DAMASCUS RD
City	TOCCOA
State	GA
Zip	30577-4607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	PB 30-125
Legal Subdivision	00900-NORTHERN BANKS AREA 6000
Jurisdiction	BANKS GA
Township / Civil Division	BALDWIN
Census Block Group	3
Census Block	3048
Census Tract	970100

Owner

Source: Banks County records · APN B70 023B

Assessment roll updated November 14, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4597 DAMASCUS RD, TOCCOA, GA 30577-4607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Aug 02, 2017	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jul 13, 2015
Transfer Doc	0000414/33
Record Updated	Jun 08, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	4597 DAMASCUS RD, TOCCOA, GA 30577-4607
Transaction Type	Mortgage
Record Updated	Mar 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4597 DAMASCUS RD, TOCCOA, GA 30577-4607

Mortgage

Document Number	0000000581/0000000167
Date	Jul 10, 2025
Book Page	0000000581/0000000167

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2055

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	4597 DAMASCUS RD, TOCCOA, GA 30577-4607
Transaction Type	Mortgage
Record Updated	Jan 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4597 DAMASCUS RD, TOCCOA, GA 30577-4607

Mortgage

Document Number	0000000520/0000000243
Date	Dec 27, 2021
Book Page	0000000520/0000000243

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	4597 DAMASCUS RD, TOCCOA, GA 30577-4607
Transaction Type	Mortgage
Record Updated	Sep 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0000441199
Date	Aug 02, 2017
Book Page	441/199

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2047

Tax Assessment & Valuation

Source: Banks County records · Assessment roll updated November 14, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,685.00 (+22.3%) Homeowner's exemption	$197,470 (+17.49%) Land $12,298 Building $185,172	$493,676 (+17.49%) Land $30,745 Building $462,931
2023	$3,013.00 (+0.77%) Homeowner's exemption	$168,074 (+16.46%) Land $13,200 Building $154,874	$420,184 (+16.46%) Land $33,000 Building $387,184
2022	$2,990.00 Homeowner's exemption	$144,314 Land $12,234 Building $132,080	$360,787 Land $30,586 Building $330,201

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 17, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Uniti Group DSL	200 / 20

Based on FCC filings for 7 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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