4596 Vermona Dr, Cincinnati, OH 45245 Property Records

Clermont County property record for 4596 Vermona Dr, Cincinnati, OH 45245 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,541 sqft · built 1954
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Jun 1995)
Tax Bill	$3,113 (2025)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-41-02.-013`

Property Details

APN / Parcel Number

Primary APN	`41-41-02.-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,541 sqft Living Area
1st Floor Area	1,237 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Lot Area	21,780 sqft (0.5 acres)
View / Lot	Cul-de-sac
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	207 sqft
Deck Area	160 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4596 VERMONA DR
City	CINCINNATI
State	OH
Zip	45245-1017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERMONA; LOT 13
Legal Subdivision	VERMONA
Legal Lot Number	13
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	2
Census Block	2001
Census Tract	41405

Owner

Source: Clermont County records · APN 41-41-02.-013

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4596 VERMONA DR, CINCINNATI, OH 45245-1017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 30, 1995 · Amount on Record
Deed Sale	Jun 30, 1995 · Amount on Record
Prior Sale	May 04, 1994 · Amount on Record
Record Updated	Jun 08, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4596 VERMONA DR, CINCINNATI, OH 45245-1017
Transaction Type	Mortgage
Record Updated	Feb 07, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004209
Date	Mar 05, 2019
Book Page	2802/5953
Instrument	201900004209

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 01, 2039

Tax Assessment & Valuation

Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,113.00 (-49.39%)	$61,850 (-) Land $14,810 Building $47,040
2024			$176,700 (-) Land $42,300 Building $134,400
2023	$6,151.00 (+125.64%) Homeowner's exemption	$61,850 (+32.16%) Land $14,810 Building $47,040	$176,700 (+32.16%) Land $42,300 Building $134,400
2022	$2,726.00 Homeowner's exemption	$46,800 Land $11,200 Building $35,600
2020			$133,700 Land $32,000 Building $101,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clermont County (39025C), updated February 6, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 140 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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