4596 Sago Palm Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4596 Sago Palm Cir, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,107 sqft · built 2022
Lot Size	0.142 acres (6,229 sqft)
Owner	Individual Name on File
Last Sale	$343,800 (Oct 2023)
Tax Bill	$3,318 (2024)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-1N-29-5206-00D00-0040`

Property Details

APN / Parcel Number

Primary APN	`10-1N-29-5206-00D00-0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,107 sqft Heated Area
1st Floor Area	2,548 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	6,229 sqft (0.142 acres)
Lot Dimensions	1,250 ft deep x 500 ft wide
Porch	Open Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	101N29520600D000040
Street Address	4596 SAGO PALM CIR
City	PACE
State	FL
Zip	32571-1378
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SOUTHERN PALMS LOT 4 BLK D & AS DES IN OR 4446 PG 1062
Legal Subdivision	SOUTHERN PALMS
Legal Block	D
Legal Lot Number	4
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2012
Census Tract	10708

Owner

4596 Sago Palm Cir is owned and occupied by an individual who bought it in October 2023.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4596 SAGO PALM CIR, PACE, FL 32571-1378
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2023 · Amount on File
Deed Sale	Oct 30, 2023 · Amount on File
Deed Document Number	202348741
Deed Book / Page	4446 / 1062
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 30, 2023
Property Address	4596 SAGO PALM CIR, PACE, FL 32571-1378
Document Number	0044461062
Book / Page	4446 / 1062
Map Reference	MB 14 PG 10-12
Instrument Date	Oct 26, 2023
Instrument	202348741
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 16, 2024
Title Company	HB TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,406.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4596 SAGO PALM CIR, PACE, FL 32571-1378

Mortgage

Document Number	0044461065
Date	Oct 30, 2023
Book Page	4446/1065
Instrument	202348742

Lender

Name	COASTAL LOANS LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,318.00 (-10.57%) Homeowner's exemption	$292,251 (+6.91%) Land $38,000 Building $254,251	$292,251 (+6.91%) Land $38,000 Building $254,251
2023	$3,710.00 (+1,305.3%)	$273,362 (+1,266.81%) Land $35,000 Building $238,362	$273,362 (+1,266.81%) Land $35,000 Building $238,362
2022	$264.00	$20,000	$20,000 Land $20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4596 Sago Palm Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2004–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4596 Sago Palm Cir is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hotwire Communications.

Nearby Properties on Sago Palm Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures