Burke County property record for 4596 Fire Thorn Dr, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,312 sqft · built 1983 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,239 (2026) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1781738990 |
| Primary APN | 1781738990 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,312 sqft Living Area |
| 1st Floor Area | 1,222 sqft |
| Basement Area | 1,222 sqft |
| Unfinished Basement | 1,222 sqft |
| Flooring | Tile |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 21,344 sqft (0.49 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | 260 sqft |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Canopy | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4596 FIRE THORN DR |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-9679 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 4596 FIRE THORN DR MORGANTON, NC 28655 |
| Legal Subdivision | SOUTHFORK SUBDIVISION |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20304 |
4596 Fire Thorn Dr is owned and occupied by two individuals who acquired it in May 2019.
Source: Burke County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4596 FIRE THORN DR, MORGANTON, NC 28655-9679 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2021 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE |
| May 24, 2019 | Intrafamily Transfer, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 20, 2019 |
| Transfer Doc | 0024040561 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jan 25, 2021 |
| Property Address | 4596 FIRE THORN DR, MORGANTON, NC 28655-9679 |
| Document Number | 0025150247 |
| Book / Page | 002515 / 000247 |
| Instrument Date | Dec 21, 2020 |
| Instrument | 795 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4596 FIRE THORN DR MORGANTON NC 286559679, MORGANTON, NC 28655-9679 |
| Document Number | 25150250 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 002515/000250 |
| Instrument | 796 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 24, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | May 24, 2019 |
| Property Address | 4596 FIRE THORN DR, MORGANTON, NC 28655-9679 |
| Document Number | 0024040561 |
| Book / Page | 2404 / 0561 |
| Map Reference | MB 7 PG 165 |
| Instrument Date | May 20, 2019 |
| Instrument | 2017028157 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4596 FIRE THORN DR, MORGANTON, NC 28655-9679 |
| Document Number | 2017028158 |
|---|---|
| Date | May 24, 2019 |
| Instrument | 2017028158 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 1, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
The 2026 property tax bill for 4596 Fire Thorn Dr was $1,239, up 0.4% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,239.00 (+0.41%) | $174,424 (-) Land $13,720 Building $160,704 | $174,424 (-) Land $13,720 Building $160,704 |
| 2025 | $1,234.00 | $174,424 Land $13,720 Building $160,704 | $174,424 Land $13,720 Building $160,704 |
| 2023 | $1,189.00 | $174,424 Land $13,720 Building $160,704 | $174,424 Land $13,720 Building $160,704 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4596 Fire Thorn Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4596 Fire Thorn Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRENTWOOD WATER ASSOCIATION private · serves 6,038 people · EPA ID NC0112103 |
|---|---|
| Water Source | Purchased surface water from CITY OF MORGANTON |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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