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4596 Bayside Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 4596 Bayside Dr, Milton, FL 32583

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,246 sqft · built 1994
Lot Size0.456 acres (19,852 sqft)
Owner2 Company Names on Record
Last Sale$560,000 (Aug 2026)
Tax Bill$5,186 (2025)
Deeds & MortgagesAug 2026 Sale
Sep 2025 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN32-1N-29-0228-00000-0010

Property Details

APN / Parcel Number

Primary APN32-1N-29-0228-00000-0010
Alternative APN
  • N291320228000000010

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,246 sqft Living Area
Gross Area5,492 sqft
1st Floor Area1,658 sqft
Upper Floors Area588 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area19,852 sqft (0.456 acres)
Garage TypeAttached
Garage Area1,221 sqft
PorchSlab
Porch Area2,025 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4596 BAYSIDE DR
CityMILTON
StateFL
Zip32583-8422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBAYSIDE LOT 1 AS DES IN OR 4529 PG 198
Legal Range29W
Legal Township1N
Legal Section32
Legal SubdivisionBAYSIDE
Legal Lot Number1
JurisdictionSANTA ROSA FL
Township / Civil DivisionAVALON-MULAT
Census Block Group3
Census Block3023
Census Tract10711

Owner

Source: Santa Rosa County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address4596 BAYSIDE DR, MILTON, FL 32583-8422
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2026Warranty Deed, Transfer
PENSACOLA TITLE CO LLC, PENSACOLA TITLE
Sep 8, 2025Deed of Trust, Mortgage · Conventional Mortgage
CADENCE BANK NA
Sep 21, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2026 · Amount on Record
Deed SaleAug 5, 2026 · Amount on Record
Prior SaleAug 5, 2024 · Amount on Record
Deed Document Number202639387
Deed Book / Page4775 / 222
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateAug 5, 2026
Property Address4596 BAYSIDE DR, MILTON, FL 32583-8422
Document Number0000039387
Book / Page4775 / 222
Instrument DateJul 30, 2026
Instrument202639387
Transaction TypeTransfer
Record UpdatedSep 17, 2026
Title CompanyPENSACOLA TITLE CO LLC, PENSACOLA TITLE

Transaction

AmountAmount Recorded
Tax$395,920.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address4596 BAYSIDE DR, MILTON, FL 32583-8422
InvestorPossibly a Property Investor

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4596 BAYSIDE DR, MILTON, FL 32583-8422
Transaction TypeMortgage
Record UpdatedOct 13, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4596 BAYSIDE DR, MILTON, FL 32583-8422

Mortgage

Document Number0046550807
DateSep 8, 2025
Book Page4655/807
Instrument202541458
Lender
NameCADENCE BANK NA
TypeBank
AddressTUPELO, MS 38803
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2055

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateSep 21, 2021
Property Address4596 BAYSIDE DR, MILTON, FL 32583-8422
Document Number0041801378
Book / Page4180 / 1378
Map ReferenceMB D PG 93-A
Instrument DateSep 17, 2021
Instrument202162812
Transaction TypeTransfer
Record UpdatedOct 15, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4596 BAYSIDE DR, 4596, MILTON, FL 32583-8422

Transferred To (Grantee/Buyer)

NameVerified Name
Address4596 BAYSIDE DR, MILTON, FL 32583-8422

Mortgage

Document Number41801380
DateSep 21, 2021
Instrument4180/1380
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,186.00 (+26.55%)$419,167 (+29.51%) Land $42,000 Building $377,167$419,167 (+1.43%) Land $42,000 Building $377,167
2024$4,098.00 (+10.16%) Homeowner's exemption$323,656 (+3%)$413,265 (+19.27%) Land $42,000 Building $371,265
2023$3,720.00 (+2.54%) Homeowner's exemption$314,229 (+3%)$346,490 (+13.57%) Land $42,000 Building $304,490
2022$3,628.00 Homeowner's exemption$305,077$305,077 Land $18,900 Building $286,177

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 71 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies71 in force
Nearby Flood Claims15 (2020–2026)
Claims Outside the SFHA1 of 15
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 72% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50

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