45955 Sentinel Pl, Fremont, CA 94539 Property Records

Alameda County property record for 45955 Sentinel Pl, Fremont, CA 94539

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,709 sqft · built 1980
Lot Size	0.731 acres (31,845 sqft)
Owner	2 Individual Names on File
Last Sale	$2,160,000 (Dec 2017)
Tax Bill	$29,721 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Aug 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`519-1674-3`

Property Details

APN / Parcel Number

Primary APN	`519-1674-3`
Alternative APN	`519-1674-003-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,709 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1981
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	31,845 sqft (0.731 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	45955 SENTINEL PL
City	FREMONT
State	CA
Zip	94539-6950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 00024 BLK: TR: 3853
Legal Subdivision	TRACT 3853
Legal Tract	3853
Legal Lot Number	24
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	1
Census Block	1000
Census Tract	443200

Owner

45955 Sentinel Pl is owned and occupied by two individuals who bought it in December 2017.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45955 SENTINEL PL, FREMONT, CA 94539-6950
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2017	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
May 3, 2021	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Dec 4, 2017	Grant Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2017 · Amount on File
Deed Sale	Dec 4, 2017 · Amount on File
Deed Document Number	2017266294
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	45955 SENTINEL PL, FREMONT, CA 94539-6950
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000175938
Date	Aug 11, 2017
Instrument	2017175938

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	45955 SENTINEL PL, FREMONT, CA 94539-6950
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45955 SENTINEL PL, FREMONT, CA 94539-6950

Mortgage

Document Number	0000198825
Date	Aug 14, 2020
Instrument	2020198825

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	45955 SENTINEL PL, FREMONT, CA 94539-6950
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45955 SENTINEL PL, FREMONT, CA 94539-6950

Mortgage

Document Number	0000337983
Date	Dec 7, 2020
Instrument	2020337983

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	45955 SENTINEL PL, FREMONT, CA 94539-6950
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45955 SENTINEL PL, FREMONT, CA 94539-6950

Mortgage

Document Number	0000170455
Date	May 3, 2021
Instrument	2021170455

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 27, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	45955 SENTINEL PL, FREMONT, CA 94539-6950
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45955 SENTINEL PL, FREMONT, CA 94539-6950

Mortgage

Document Number	0000285530
Date	Aug 23, 2021
Instrument	2021285530

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Dec 4, 2017
Property Address	45955 SENTINEL PL, FREMONT, CA 94539-6950
Document Number	0000266294
Map Reference	MB103 PG81-90
Instrument Date	Nov 27, 2017
Instrument	2017266294
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45955 SENTINEL PL, FREMONT, CA 94539-6950

Mortgage

Document Number	0000266295
Date	Dec 4, 2017
Instrument	2017266295

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	9.5%

Tax Assessment & Valuation

The 2025 property tax bill for 45955 Sentinel Pl was $29,721.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Fremont City
Unified School District	Fremont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,514,206 (+2%) Land $1,160,560 Building $1,353,646
2025	$29,721.00	$2,464,921 Land $1,137,810 Building $1,327,111
2023	$27,490.00	$2,369,211 Land $1,093,630 Building $1,275,581	$2,564,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45955 Sentinel Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45955 Sentinel Pl is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	570 / 120
Sail Internet Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: Etheric Networks, Verizon.

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