45954 Corte Carmello, Temecula, CA 92592 Property Records

Riverside County property record for 45954 Corte Carmello, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,134 sqft · built 1999
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Company Names on File
Last Sale	$630,000 (Jul 2018)
Tax Bill	$8,776 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`962-231-012`

Property Details

APN / Parcel Number

Primary APN	`962-231-012`
Alternative APN	`950911012`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,134 sqft Living Area
Gross Area	3,942 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Tile
Lot Area	6,970 sqft (0.16 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	733 sqft
Parking Spaces	3 Parking Spaces
Putting Green	Putting Green

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	45954 CORTE CARMELLO
City	TEMECULA
State	CA
Zip	92592-1277
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 44 MB 264/063 TR 23064-3
Legal Subdivision	TRACT NO 23064 3
Legal Tract	23064-3
Legal Lot Number	44
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2026
Census Tract	43252

Owner

45954 Corte Carmello is owned by a company that acquired it in June 2020 and is owner-occupied.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Company Names on File
Mailing Address	45954 CORTE CARMELLO, TEMECULA, CA 92592-1277
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK
Apr 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST SAVINGS BANK
Jul 6, 2020	Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA
Apr 25, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 30, 2018	Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2018 · Amount on File
Deed Sale	Jul 30, 2018 · Amount on File
Prior Sale	Jan 8, 2015 · Amount on File
Deed Document Number	2018305766
Last Transfer Date	Jun 27, 2020
Transfer Doc	0000292456
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45954 CORTE CARMELLO, TEMECULA, CA 92592-1277
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45954 CORTE CARMELLO, TEMECULA, CA 92592-1277

Mortgage

Document Number	0000103805
Date	Feb 17, 2021
Instrument	2021-0103805

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45954 CORTE CARMELLO, TEMECULA, CA 92592-1277
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000133431
Date	Apr 19, 2019
Instrument	2019-0133431

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45954 CORTE CARMELLO, TEMECULA, CA 92592-1277
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000530739
Date	Dec 23, 2019
Instrument	2019-0530739

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 6, 2020
Property Address	45954 CORTE CARMELLO, TEMECULA, CA 92592-1277
Document Number	0000292456
Map Reference	MB 264 PG 63-73
Instrument Date	Jun 27, 2020
Instrument	2020-0292456
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	WFG NATIONAL TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45954 CORTE CARMELLO, TEMECULA, CA 92592-1277

Mortgage

Document Number	0000292457
Date	Jul 6, 2020
Instrument	2020-0292457

Lender

Name	FIRST SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 6, 2020
Property Address	45954 CORTE CARMELLO, TEMECULA, CA 92592-1277
Document Number	0000292458
Instrument Date	Jun 27, 2020
Instrument	292458
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	45954 CORTE CARMELLO TEMECULA CA 925921277, TEMECULA, CA 92592-1277

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 25, 2019
Property Address	45954 CORTE CARMELLO, TEMECULA, CA 92592-1277
Document Number	0000141551
Instrument Date	Apr 23, 2019
Instrument	141551
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	45954 CODE CARMELLO TEMECULA CA 92592, TEMECULA, CA 92592

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 30, 2018
Property Address	45954 CORTE CARMELLO, TEMECULA, CA 92592-1277
Document Number	0000305766
Instrument Date	Jun 19, 2018
Instrument	305766
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	TICOR TITLE-SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	39529 VIA MONTERO MURRIETA CA 925636519, MURRIETA, CA 92563-6519

Mortgage

Document Number	305767
Date	Jul 30, 2018
Instrument	305767

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 45954 Corte Carmello was $8,776 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$627,704 (+2%) Land $188,308 Building $439,396
2025	$8,776.00 Homeowner's exemption	$615,397 Land $184,616 Building $430,781
2023	$8,539.00 (+2.21%) Homeowner's exemption	$591,503 Land $177,449 Building $414,054
2022	$8,354.00
2021			$709,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45954 Corte Carmello in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45954 Corte Carmello is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 50% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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