4595 Willow Bend Dr, Melbourne, FL 32935 Property Records

Brevard County property record for 4595 Willow Bend Dr, Melbourne, FL 32935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,083 sqft · built 1992
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Nov 2023)
Tax Bill	$116 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-37-31-03-A-72`

Property Details

APN / Parcel Number

Primary APN	`26-37-31-03-A-72`
Alternative APNs	`26-37-31-03-0000A.0-0072.00` `2610417`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,083 sqft Living Area
Gross Area	2,681 sqft
1st Floor Area	2,083 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	160 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	360 sqft
Porch	Screened/Unfinished Porch
Porch Area	238 sqft
Deck Area	356 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2610417
Street Address	4595 WILLOW BEND DR
City	MELBOURNE
State	FL
Zip	32935-7135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	WICKHAM FOREST PHASE 3 LOT 72 BLOCK A
Legal Range	37E
Legal Township	26S
Legal Section	31
Legal Subdivision	WICKHAM FOREST PHASE 3
Legal Phase	3
Legal Block	A
Legal Lot Number	72
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1020
Census Tract	64127

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4595 WILLOW BEND DR, MELBOURNE, FL 32935-7135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Nov 1, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 29, 2018	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2023 · Amount on Record
Deed Sale	Nov 1, 2023 · Amount on Record
Prior Sale	May 29, 2018 · Amount on Record
Deed Document Number	2023231530
Deed Book / Page	9922 / 2184
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4595 WILLOW BEND DR, MELBOURNE, FL 32935-7135
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4595 WILLOW BEND DR, MELBOURNE, FL 32935-7135

Mortgage

Document Number	0105752820
Date	Mar 20, 2026
Book Page	10575/2820
Instrument	2026055514

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Nov 1, 2023
Property Address	4595 WILLOW BEND DR, MELBOURNE, FL 32935-7135
Document Number	0099222184
Book / Page	9922 / 2184
Map Reference	MB 36 PG 61&62
Instrument Date	Nov 1, 2023
Instrument	2023231530
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,745.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	601 CHITALPA ST, HOLLOMAN AIR FORCE BASE, NM 88330-8820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4595 WILLOW BEND DR, MELBOURNE, FL 32935-7135

Mortgage

Document Number	0099222187
Date	Nov 1, 2023
Instrument	9922/2187

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 29, 2018
Property Address	4595 WILLOW BEND DR, MELBOURNE, FL 32935-7135
Document Number	0081750073
Book / Page	008175 / 000073
Instrument Date	May 22, 2018
Instrument	119863
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,198.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4595 WILLOW BEND DR MELBOURNE FL 329357135, MELBOURNE, FL 32935-7135

Mortgage

Document Number	81750074
Date	May 29, 2018
Book Page	008175/000074
Instrument	119864

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2048

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,400 (-3.69%)	$372,400 (-3.69%)
2025	$116.00 (+2.65%) Veteran's exemption	$386,660 (+47.59%)	$386,660 (+6.51%)
2024	$113.00 (-97.15%)
2023	$3,970.00 (+6.18%) Homeowner's exemption	$261,990 (+3%)	$363,030 (+6.11%) Land $75,000 Building $288,030
2022	$3,739.00 Homeowner's exemption	$254,360	$342,120 Land $72,000 Building $270,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 206 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	206 in force
Nearby Flood Claims	22 (1995–2024)
Claims Outside the SFHA	20 of 22
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims Tropical Storm Fay, Aug 2008 · 7 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wire 3.

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